Credit Analyst - Equipment Finance

Description Summary

The Credit Analyst – Equipment Finance position is an entry point and career development position within the vigorous Middle Market Commercial Banking environment at Huntington. This position generally leads to a career in commercial lending as a portfolio manager.

Duties & Responsibilities

• Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan portfolio.
• Gathers and analyzes all financial and business information to determine credit worthiness for loans, including the identification of risk or strengths.
• Prepare a written evaluation of borrowers' financial condition and future outlook.
• Aid lending officers in assembling other essential components of commercial loan monitoring and review.
• Prepare written summary of conclusions for loan officers or committees.
• Ensure covenant compliance.
• Perform other duties as assigned.

Basic Qualifications

• Bachelor's degree in Business, Business Administration Finance or related
• 1+ year of experience in a high-volume industry directly working with commercial credit loan quality or analysis
• Experience with Moody's CreditLens or similar commercial credit underwriting/spreading platforms
• Experience in the finance or banking industry
• Proficiency using Microsoft Excel
• Demonstrated confidence, assertiveness, professionalism, ability to interact with all levels, and ability to sell Huntington and its services
• Ability to analyze financial data and narrative information quickly and thoroughly
• Excellent in customer service, highly motivated, focused, and goal oriented

Preferred Qualifications

• Self-starter
• Creative thinker
• Wants to grow with us

Exempt Status

No

Workplace Type

Office

Pay

$21.00 - $41.50 hourly

Schedule

N/A

Benefits

Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).