Credit Administrator

About the role

The Credit Administrator is responsible for providing credit approval support to Relationship Managers and Market Presidents. This position assists the Senior Credit Administrators (SCA) and Chief Credit Officer (CCO) in the administration of credits within an assigned market and acts as a liaison between Credit Administration, Market Presidents, Relationship Managers (RM) and Assistant Relationship Managers (ARM). The Credit Administrator also assists the SCA and CCO with the development of credit procedures, policies, and other credit duties; supports RMs in the implementation of problem loan mitigation plans; and provides support and training to RMs and ARMs with an emphasis on consistent underwriting standards and portfolio management across all business lines.

Responsibilities

• Perform assigned duties in accordance with the Bank’s Mission, Vision and Core Values; provide the Bank’s customers and employees with timely, responsive, and exceptional service in accordance with the Bank’s customer service standards and internal service level agreements.
• Review all credits approved by RMs and Market Presidents within assigned markets and determine if credits meet sound underwriting standards; review and approve or decline credits within your own approval authority as appropriate; ensure credits outside your normal approval authority are reviewed and forwarded to the next level approval authority with a brief analysis and recommendation.
  • Reviewing credit applications and histories; reviewing and analyzing credit reports and financial information; evaluating existing and projected company cash flows.
  • Understanding the customer’s business, management, and integrity through direct interaction with the RMs and ARMs.
  • Providing coaching,