CRA Data Analytics Manager

About the role

The CRA Data Analytics Manager will be the technical expert and reliable, knowledgeable resource for Community Reinvestment Act (CRA) reporting requirements. This position ensures the integrity, accuracy, and timeliness of all data and assists with meeting the regulatory requirements of a large institution in compliance with the Community Reinvestment Act (CRA). The role involves directing and coordinating day-to-day regulatory changes to CRA regulations, developing and overseeing HMDA/CRA loan data, small business/farm lending data, community development loans and investments, and branch/service data used in CRA performance evaluations and public file reporting.

Responsibilities

• Own the end-to-end CRA data lifecycle: collection, geocoding, aggregation, validation, and submission of CRA LAR filings
• Manage data reconciliation between loan origination system, core banking platforms, and CRA reporting software
• Design and maintain data quality controls, edit checks, and exception reporting to catch coding errors before filing deadlines
• Support OCC examination requests by producing accurate data extracts, assessment area analyses, and lending distribution tables
• Prepare data-driven performance metrics for CRA strategic planning and board/committee reporting
• Demonstrate a comprehensive understanding of how areas of CRA analysis collectively integrate to contribute to achieving the Bank’s overall CRA performance goals
• Manage the development of CRA regulatory strategic planning related to changes in CRA regulation
• Lead project design and management, coordinating with internal stakeholders on behalf of the CRA Department
• Exercise thought leadership and initiative in developing and leading the bank’s efforts to implement changes to the CRA program in response to regulatory requirements
• Stay abreast of CRA-related regulatory changes and assist in implementation for the relevant line of business
• Use CRA Wiz or RiskExec tool to oversee the process and management of data received from assigned CRA data reporting lines of businesses
• Oversee loan file reviews and validate accuracy and completeness of data collected for CRA regulatory reporting purposes
• Work with lines of business (LOBs) to improve data quality and integrity through accurate data collection processes and sound operational controls to mitigate risks
• Log and track data issues detected during monthly processing and data integrity reviews, and work to address and resolve issues with LOB and Technology department (TECH)
• Oversee the annual submission for a complete and accurate CRA Loan Registers (LRs) to the appropriate regulatory agency
• Prepare timely reports on data errors and process deficiencies for distribution to LOB management
• Analyze data errors to determine trends and monitor corrective actions to measure performance and responsiveness by business units
• Oversee the analysis of community development loans by gathering information, conducting demographic, economic, and market research to determine eligibility

Requirements

• Bachelor's Degree or equivalent in Economics, Statistics, quantitative research, or a related field
• 5+ years' experience in Data Reporting, quality, and audit in CRA or Compliance function
• 7+ years of experience in Data Reporting, CRA, or Compliance function

Qualifications

• Prior management experience
• Experience in a cross-functional environment working with various consumer and commercial products
• Knowledge of CRA reporting software, Wiz/RiskExec, and designing reports in databases such as Tableau
• Experience supporting OCC, FDIC, or Federal Reserve CRA examinations
• Some knowledge of the 1071 Rule
• Proficient with Microsoft Office products, such as Word, Excel, PowerPoint, and Outlook
• Strong attention to detail
• Strong verbal and written communication skills
• Strong time management, organizational, analytical, and problem-solving skills
• Ability to work in a team environment, multitask, and be flexible
• Knowledge of Compliance risk framework

Benefits

• Comprehensive healthcare coverage, including Medical, Dental, and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick, and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes, and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement

Pay

Starting base salary: $99,000 - $176,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.