Corporate Processing Disclosure Specialist

Job Overview

The Corporate Processing Disclosure Specialist at CrossCountry Mortgage assists in generating and distributing mortgage loan application disclosures, reviews and ensures accuracy and data integrity of required disclosure documents. This role interacts and coordinates with mortgage loan originators (MLO), processors and other production support staff. The Corporate Processing Disclosure Specialist monitors and tests various aspects of loan files to ensure compliance with TRID, ECOA, etc.

Job Responsibilities

• Aid in answering various disclosure questions related to loan level activities.
• Maintain knowledge of TRID, ECOA and other regulations.
• Review, verify, and ensure that mortgage loan disclosures are accurate and comply with established regulation timelines.
• Prepare supporting documentation to be delivered with early disclosure packages.
• Ensure disclosure packages are completed and securely delivered in the timeframe specified by applicable federal regulations.
• Respond to inquiries from MLOs and other support staff and applicants effectively and concisely.
• Understand customer needs and meet service level agreements.
• Develop and maintain knowledge of federal regulations and disclosure guidelines affecting residential mortgage origination; adhere to regulatory standards and guidelines, complete required training courses.
• Observe all policies, procedures, laws, regulations, and risk limits specific to role; report known or suspected violations to the appropriate authority in a timely fashion.

Qualifications and Skills

• High School Diploma or equivalent.
• Minimum 1 year of experience performing mortgage production or lending related activities.
• Experience and understanding of state specific disclosures.
• Experience with Encompass LOS.
• Knowledge of TRID.
• Knowledge of mortgage disclosure formats, regulatory content, and timing requirements.
• Knowledge of banking regulations and corporate policies and directives.
• Proficiency in using Microsoft Office software products.