Corporate Mortgage Processor III

About The Role

Summary

The Mortgage Loan Processor III position requires outstanding customer service and communication skills. Mortgage loan processors should have an aptitude in math and excellent time management and organizational skills. Attention to detail is essential.

Description

• Processes mortgage loan applications, ensuring compliance with regulations, policies, and procedures, within the required timeframe.
• Carefully reviews the loan application to confirm it has been completed, verifies loan information and accuracy of data in Encompass.
• Performs preliminary income calculation/analysis, and ensures all documents are reviewed and signatures are in order prior to submission to underwriting.
• Conducts follow-up on third party service orders to ensure information is received in a timely manner.
• Generates re-disclosures and change in circumstances as necessary.
• Satisfies underwriting conditions.
• Ensures file is complete and all requirements are met for loan to close.
• Covers loan closings including delivery of documents to title/escrow company.
• Acts as liaison between, originator, underwriter, and closer/funder, to ensure timely closing of the loan, accurate completion of all loan documents, proper and complete signatures, and coordination of closing process.
• Responsible for mitigating processing related post-closing deficiencies.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Must complete the assigned online training courses and achieve a passing score by due date.

About You

• Qualifications
• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications

• Education
• Education Level

• Description

  • Required High School Diploma / GED

Pay

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $24.99 + / per hour (calculated for Kalispell, MT).

Benefits

• Salary is negotiable depending upon relevant experience.
• Includes an extensive benefits package that includes, but is not limited to, medical, dental, vision, life insurance; retirement plan including employer match and profit sharing; paid vacation, holiday and sick leave.