Corporate Banking Relationship Manager

Responsibilities

• Promote and cross-sell various products and services through telephone calls, mailing notices and face-to-face visits.
• Provide personalized attention to all bank customers to improve service, attract and attain new customers and increase the presence of Amerant Bank, N.A. in the market.
• Develop and maintain Corporate Banking relationships with businesses established in their communities.
• Offer financial solutions to meet commercial business needs, establish new and/or develop existing deposit and loan relationships within this target market to achieve established production goals for assigned region.
• Evaluate, monitor, analyze, and control overall quality of existing credit portfolio, including related depository relationships and their activity; develop strategies to accommodate customer needs, focusing on adequate growth of relationships.
• Make recommendations for approval of lines of credit, owner occupied real estate, term loans, and other related credit products.
• Make presentations to Loan Committee when required for approval of commercial credit transactions.
• Approve loans and other banking transactions within lending authority.
• Review account activity to identify, evaluate, monitor and make any recommendation deemed necessary to the Business Manager in order to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, BSA, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards.
• Ensure that officers do business within the Bank’s policies and parameters, maintaining the desired level of exposure and risk with respect to BSA.
• Represent Amerant Bank, in different community and economic development activities such as business chambers and community related associations (i.e.: Chamber of Commerce, etc.).

Requirements

• Bachelor's Degree in Business, Finance or Accounting.
• Formal credit training.
• Three or more years Corporate or Middle Market banking experience in the areas of business development and managing diversified lending relationships.

Qualifications

• Proven commercial lending and credit experience, analyzing financial statements, reviewing loan documentation and administration.
• Successful track record in sales and business development.
• Effective verbal and written communication skills.
• Knowledge of commercial banking products and services.
• Proficient using MS Office, including MS Word, MS Excel, MS PowerPoint and Outlook.
• Must be knowledgeable of operations and credit guidelines and policy, BSA and other Banking regulations.