Corporate Banking Department - Customer Relationship Manager VP
Bank of China USA · New York, NY · 2 wk ago
Finance$110k/yrFull-time
Overview
Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.
Responsibilities
- Maintain regular contact with customers and look for opportunities to deliver added value to existing customer relationships
- Conduct market research and identify new targets to expand network of customer and business partner relationships
- Provide professional account management to Bank of China customers and resolve any difficulties/concerns in a timely manner
- Actively participate in business development and community activities that promote the Bank’s visibility and to enhance new business opportunities
- Structure and negotiate the term sheet and/or commitment letter within parameters defined by credit decisions with relevant parties
- Evaluate the effectiveness of new business opportunities and marketing plans including traveling for onsite customer visits
- Determine appropriate action if necessary for customer relationships
- Safeguard customer information and communications
- Provide instructional leadership and coaching to team
- Conduct due diligence for prospective deals that includes detailed credit analyses, financial and industry analyses, and risk assessments
- Evaluate credit worthiness of customers
- Timely prepare and review executed documentation for accuracy
- Verify that the appropriate pricing, loan terms and profitability requirements are achieved
- Oversee the processing activity in assigned accounts based on customer directives in a timely and accurate manner
- Review and recommend updates to the departmental policies and procedures
- Conduct scheduled credit reviews of loans for overall asset quality, including performance against original underwriting expectations
- Oversee the existing portfolio of loans compromising of Syndicated Loans, Merger & Acquisition Finance and Project Loans
- Ensure the processing and closing of loans in a prompt, accurate and efficient manner
- Review and approve the account setup, internal reports, drawdown management, post lending monitoring as needed
- Monitor matured/maturing loans/credit lines and coordinate appropriate renewal
- Ensure all departmental and loan activities are in compliance with all applicable federal laws, and regulations such as Anti-Money Laundering (AML), Bank Secrecy Act (BSA), KYC and others
- Report any unusual activities to QCU team
- Understand and comply with bank policies, procedures and regulatory requirements
- Keep abreast of industry trends and understand regulatory requirements
- Absorb and assist with audits in providing requested supporting documentations in a timely manner
Qualifications
- Bachelor’s Degree or above with major in real estate finance or commercial real estate projects, business, financial, accounting or economics preferred; a master’s degree is preferred
- Minimum 10 years of experience in corporate banking or investment banking
- Knowledge in credit, cash flow and analysis skills
- Able to engage with marketing and client relationship management
- Bilingual ability in Mandarin is a plus, but not required
Pay Range
Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications. USD $110,000.00 - USD $230,000.00 /Yr.