Consultant, Risk Management - P&C (Agribusiness)

About the role

This Consultant, Risk Management will support agribusiness working on large accounts. The territory is the eastern seaboard. Qualified candidates will reside in PA, NC, SC, VA or WV.

Responsibilities

• Researches client information using both internal and external resources.
• Researches client business history, industry and related technical information during survey preparation.
• Analyzes loss exposures and effectiveness of controls in place to mitigate them.
• Analyzes industry and client historical loss information for patterns or inherent exposures.
• Analyzes portfolio of assigned clients to identify frequency and severity trends to help prioritize survey activity.
• Communicates potential services and/or solutions to customers enabling them to manage their risk.
• Collaborates with internal teams and specialists to request assistance as needed.
• Analyzes clients within specific territories and/or classes of business and provides input on risk management concerns and risk control techniques.
• Consults with Underwriting regarding risk exposures, controls and improvement opportunities.
• Writes comprehensive reports and recommendations that document client’s hazards, exposures, controls and effectiveness of controls associated with all lines of insurance coverage.
• Coordinates services internally and requests assistance from specialists and engineers as needed.
• Determines effectiveness of client’s operational risk control techniques by line of business.
• Identifies improvement opportunities and provides recommendations to assist client in risk management.
• Determines when additional internal assistance is needed to help clients improve Property and Casualty risk management programs.
• May be asked to research, analyze and evaluate favorability of select industries or classes of business.
• Consults with Underwriting pertaining to account rehabilitation, may work directly with those accounts to make them insurable.
• Consults with clients, internal business partners and agents regarding risk analysis, recommendations and service needs.
• May represent business area in meetings and consult with external associations regarding risk management issues.
• Creates comprehensive technical reports and recommendations that address the hazards and controls associated with the client’s business, insurance needs and coverage.
• Completes assigned surveys based on established time and service standards.
• Communicates, both verbally and in writing, recommendations for risk reduction to underwriting, clients and agent partners.
• The reports, Risk Management Consultant’s opinions and recommendations are utilized by underwriting to determine risk selection and pricing.
• Responsible for a portfolio of clients.
• Works cooperatively and builds strong working relationships with clients senior leadership (CEO’s, CFO’s, Risk Manager, Business Owner).
• Functions as ongoing risk management resource for clients and business partners.
• Participates in training classes, department and company meetings.
• Assists in the creation of a professional development plan with direct manager or director and is accountable for professional development progress.

Qualifications

• BS/BA studies in insurance, risk management, agriculture, food, engineering, business administration, safety related field desired or equivalent experience.
• Ten years’ commercial underwriting, commercial claims adjusting, loss control/safety or associated commercial insurance fields preferred.

Skills

• Knowledge of worker’s compensation, fleet, general liability and property insurance coverage.
• In-depth knowledge of risk management issues, loss drivers and risk controls associated with various commercial industries.
• Excellent verbal and written communication skills to interact with all levels of internal and external contacts.
• Interpersonal skills to interact with leadership, internal business partners and peers.
• The ability to work with the ambiguity of limited code enforcement and regulation.
• The ability to prioritize work/time.
• The ability to operate a personal computer and learn/use applicable systems.
• The ability to consistently and effectively communicate on the most complex exposures and controls of those exposures through efficient reports.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.