Compliance Senior Manager- Fraud Investigations

About the role

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. Wise is looking for a Senior Manager to join its growing financial crime compliance oversight team in North America. This role will be working alongside the NorthAm Financial Crime Compliance Lead and a highly effective team in second line compliance.

Responsibilities

• Supervision of appropriate measures to ensure that financial crime risks are taken into account in day‑to‑day operations with a focus on AML and Fraud investigations
• Provide advice and guidance to other teams and key stakeholders both regionally and globally, on BSA and AML/CTF regulations as well as related Wise policies and procedures for Wise US Inc and Wise Canada
• Support in the development and maintenance of the compliance FinCrime oversight framework specifically on AML and Fraud investigations and controls
• Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features
• Represent financial crime compliance oversight both internally and externally to regulators, auditors and partners as required, showcasing Wise’s strong oversight compliance framework
• Ensure strong oversight of all compliance operations focusing on AML and Fraud
• Serve as a member of the US SAR committee, providing feedback to the SAR Reporting Team
• Contribute to the company’s annual Financial Crime Risk Assessment for Wise US Inc.
• Horizon scanning of new FinCrime regulatory developments and maintaining oversight of implementation of such developments which impact business activities
• Proactively identify key areas of risk and work with first line teams in the development of mitigation plans as needed
• Define and monitor MI/KRIs for the covered areas (quality, timeliness, backlog health, decision consistency, SAR outcomes), escalating concerns with clear recommendations

Requirements

• Expert in US financial crime regulations including the Bank Secrecy Act, OFAC, and NY DFS Part 504