Compliance Senior Manager- Fraud Controls

The Role

This role will be working alongside the NorthAm Financial Crime Compliance Lead and a highly effective team in second line compliance. The responsibilities include:

• Supervision of appropriate measures to ensure financial crime risks are considered in day-to-day operations with a focus on AML and Fraud controls.
• Provide advice and guidance to other teams and key stakeholders on BSA and AML/CTF regulations as well as related Wise policies and procedures.
• Support in the development and maintenance of the compliance FinCrime oversight framework specifically on AML and Fraud investigations and controls.
• Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features.
• Represent financial crime compliance oversight both internally and externally to regulators, auditors and partners as required.
• Ensure strong oversight of all compliance operations focusing on AML and Fraud.
• Serve as a member of the US SAR committee, providing feedback to our SAR Reporting Team.
• Contribute to the company’s annual Financial Crime Risk Assessment for Wise US Inc.
• Horizon scan of new FinCrime regulatory developments and maintain oversight of implementation of such developments impacting business activities.
• Proactively identify key areas of risk and work with first line teams in developing mitigation plans as needed.
• Define and monitor MI/KRIs for the covered areas (sources of alerts, alert to SAR ratio, etc.), escalating concerns with clear recommendations.

About You

• You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC, NY DFS Part 504, and may be currently working or have worked within the area of financial crime compliance, preferably in a fast-paced environment either at financial institutions, fintechs, money service businesses, or as a consultant.
• You have extensive experience working on AML and Fraud controls.
• You have demonstrable experience designing and challenging processes, ideally across multiple products.
• You have thought deeply about the Wise mission and how it intersects with compliance.
• You are solution-oriented and get a kick out of improving current practices and processes and can apply different compliance strategies to develop compliance frameworks.
• You are a comfortable and effective communicator in both your writing and speaking. You can convey complex ideas effectively to both internal and external audiences.
• You have a sense of urgency and an ability to work well under pressure, prioritizing, taking responsibility, and working to tight deadlines with the capability to handle multiple projects at one time.
• You have meticulous attention to detail and if you’ve skimmed through without reading this bullet point, we are sure a bank would love to have you.
• You have great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.
• You are willing to travel to our other offices as required. You must be legally authorized to work in the US, we cannot provide visas for this role.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgment or prejudice, too. We believe teams are strongest when they are diverse, equitable, and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission, and able to progress in their careers.

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