Compliance Senior Manager- AML/Fraud Investigations

About the role

Wise is a global technology company focused on making money transfers and management easier and cheaper. This role is part of a growing financial crime compliance oversight team in North America.

Responsibilities

• Supervise appropriate measures to ensure financial crime risks are considered in daily operations, particularly AML and Fraud investigations.
• Provide advice and guidance to other teams and key stakeholders on BSA and AML/CTF regulations, as well as related Wise policies and procedures.
• Support the development and maintenance of the compliance FinCrime oversight framework, specifically on AML and Fraud investigations and controls.
• Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features.
• Represent financial crime compliance oversight both internally and externally to regulators, auditors and partners.
• Serve as a member of the US SAR committee, providing feedback to the SAR Reporting Team.
• Contribute to the company’s annual Financial Crime Risk Assessment for Wise US Inc.
• Horizon scan for new FinCrime regulatory developments and maintain oversight of their implementation.
• Proactively identify key areas of risk and work with first line teams to develop mitigation plans.
• Define and monitor MI/KRIs for the covered areas, escalating concerns with clear recommendations.

Requirements

You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC, NY DFS Part 504, and have experience working in a fast-paced environment within financial crime compliance, preferably at a financial institution, fintech, money service business, or as a consultant.

You have extensive experience working on AML and Fraud investigations and have demonstrated experience in designing and challenging processes, ideally across multiple products.

You have a deep understanding of the Wise mission and can apply compliance strategies to develop compliance frameworks.

You are a skilled communicator who can convey complex ideas effectively to both internal and external audiences.

You have a sense of urgency and can work well under pressure, prioritizing tasks and managing multiple projects simultaneously.

You have meticulous attention to detail and can handle multiple responsibilities with precision.

You have excellent people skills and can effectively collaborate with colleagues throughout the business and across the globe.

You are willing to travel to other offices as required.

You are legally authorized to work in the US and this is not a remote position.

Qualifications

The ideal candidate will have experience with the OCC regulations, a Certified Anti-Money Laundering Specialist (CAMS) certification, or similar, experience conducting risk assessments, conducting QA/QC on SARs, experience with FinCrime risk associated with AML and Fraud, and exposure to sanctions/OFAC risk intersections with investigations/SAR/TM.

Skills

Expert knowledge of US financial crime regulations, particularly AML and Fraud.

Strong experience in AML and Fraud investigations.

Ability to design and challenge processes across multiple products.

Excellent communication skills, both written and verbal.

Ability to work under pressure and manage multiple projects simultaneously.

Meticulous attention to detail.

Effective collaboration and relationship-building skills.

Benefits

Wise offers a competitive salary and benefits package.

Pay

The pay range for this role is $120,000 - $180,000 annually.

Schedule

This is a full-time position located in New York, NY. Wise requires three days of in-office work per week.