Jobs · Legal · New York

Compliance Manager - US

ARQ · New York, NY · 1 mo ago
HybridLegalFull-time

About the role

As Compliance Manager, you’ll lead key workstreams within the day-to-day U.S. compliance program across BSA/AML, consumer financial protection, and applicable banking, payments and card-network requirements. You’ll monitor regulatory developments, translate requirements into practical controls, manage investigations, and serve as a key liaison with regulators, auditors, and banking partners. This is a hands-on role where you’ll be responsible for AML investigations and suspicious activity reporting and collaborate with risk, operations, and product teams to embed compliance into everyday processes.

Responsibilities

  • Transaction Monitoring and Financial Crime Investigations: Review and disposition transaction-monitoring alerts; investigate unusual or potentially suspicious activity; and prepare well-supported SAR recommendations and escalation memos. Review sanctions, PEP, and other high-risk escalations, maintaining clear and audit-ready case documentation.
  • Consumer Compliance: Translate applicable U.S. federal and state consumer-financial laws, regulations and card-network requirements into practical procedures and controls. Provide guidance on customer communications, disclosures, marketing, complaints, disputes, error resolution and servicing practices.
  • Product Compliance Advisory: Advise Product, Operations, Legal and Engineering throughout product development and change-management processes. Identify compliance risks, define requirements, review proposed customer experiences and controls, and support the compliant launch of new products, features and partnerships.
  • Control and Process Improvement: Identify gaps and improve KYC/KYB, transaction-monitoring, sanctions-screening and regulatory-reporting processes. Use alert volumes, false-positive rates, QA findings and emerging typologies to recommend more effective and scalable controls.
  • Stakeholder Management: Support audits, examinations and information requests, and act as a day-to-day compliance contact for banking partners and internal stakeholders. Prepare accurate, audit-ready documentation and escalate material issues to Compliance leadership.

Requirements

  • 3-6 years in US financial crime or compliance operations at a fintech, bank, MSB, payments company, or a consultancy's practice.
  • Hands-on alert disposition experience: transaction monitoring, sanctions screening, or KYC/CDD case review.
  • Knowledge and ability to drive US consumer protection rules across the product offering.

Benefits

  • Competitive salary and benefits.
  • Stock options, so you own part of what you build.
  • Discretionary performance bonus.
  • The latest tools and technology.
  • A world-class team that will challenge and grow your skills.
  • The opportunity to help build the best fintech app in Latin America.

Schedule

Office Policy: 3 days a week in-office.

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