Community Reinvestment Act (CRA) and Fair Lending Analyst

This role offers the opportunity to support regulatory compliance and responsible lending initiatives within a financial services environment in Hauppauge, Long Island, New York. The position is on-site and combines data analysis, quality control, reporting, compliance monitoring, and cross-functional collaboration.

About the role

You will help manage, validate, and analyze data that supports Community Reinvestment Act (CRA) and Fair Lending programs and regulatory reporting. The role plays an important part in identifying trends, validating CRA-eligible activities, supporting accurate regulatory submissions, compliance self-assessments, examination preparation, and initiatives serving low- and moderate-income communities.

Responsibilities

• Support the implementation and administration of CRA and Fair Lending programs, helping ensure compliance with applicable laws, regulations, and internal requirements.
• Collect, monitor, validate, and report CRA-related data, including commercial loan applications and other regulatory information.
• Oversee the management, validation, and submission of Community Development, HMDA, and CRA Small Business loan application data to regulatory authorities.
• Analyze CRA, HMDA, and Community Development data to produce performance reports and support lending assessments using relevant CRA software.
• Use analytical tools to evaluate Fair Lending performance, identify trends, and detect potential disparities associated with protected characteristics, geography, or income levels.
• Review community development loans, investments, grants, and services to determine eligibility under CRA requirements.
• Maintain strong data quality controls and verify the accuracy and completeness of documentation used for CRA reporting and examinations.
• Collaborate with business lines and operational teams to resolve data issues and ensure CRA-eligible activities are properly documented.
• Participate in CRA compliance self-evaluations and assist business units in monitoring CRA performance, including assessments related to branch openings and closures.
• Coordinate community service events from planning through completion and assist with regulatory examination preparation.
• Support special projects and other compliance initiatives as assigned by CRA and Fair Lending leadership.

Requirements

• Strong analytical skills, with the ability to collect, organize, interpret, and communicate significant amounts of information accurately.
• Knowledge or professional experience in the CRA, Fair Lending, banking, or broader financial services environment is advantageous.
• Understanding of the Community Reinvestment Act and experience with CRA data management or compliance is preferred.
• General knowledge of banking products, services, and operations is required; familiarity with residential lending is a plus.
• Strong proficiency with Microsoft Word, Excel, PowerPoint, and internet-based research and navigation.
• Excellent organizational and project-tracking skills, with the ability to manage multiple requests, deadlines, and reporting requirements simultaneously.
• Strong written and verbal communication skills, with the ability to collaborate effectively across business and operational teams.
• High attention to detail and a commitment to data accuracy, documentation quality, and regulatory compliance.
• Strong business acumen and the ability to connect compliance activities with responsible, profitable service to low- and moderate-income customers and communities.
• Ability to work independently while coordinating multiple projects and maintaining consistent follow-through.
• Applicants must be prepared to work on site; this position is not remote.
• A recent resume must be submitted with the application.

Benefits

• Annual salary ranging from $60,000 to $80,000, commensurate with experience.
• Full-time employment within a professional banking and compliance environment.
• Opportunity to develop expertise in CRA, Fair Lending, regulatory reporting, data analysis, and banking compliance.
• Exposure to cross-functional projects involving lending, operations, compliance, and community development.
• Opportunities to contribute to initiatives supporting low- and moderate-income customers and communities.