Senior CRA and Fair Lending Analyst
About the role
Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company—delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.
Toyota Financial Services Compliance Department is looking for a passionate and highly motivated Senior CRA and Fair Lending Analyst. The primary responsibility of this role is to ensure the Bank remains compliant with regulatory requirements by monitoring, analyzing, and documenting Community Reinvestment Act (CRA) and fair lending activities. Reporting to the Toyota Financial Savings Bank CRA & Fair Lending Officer, the person in this role will support the Compliance Department's objective to maintain an effective compliance oversight framework that upholds our commitment to fair and equitable lending practices.
Responsibilities
- Drive compliance excellence by analyzing CRA and fair lending data to identify trends, gaps, and potential concerns that shape risk awareness and decision-making.
- Maintain accurate records of CRA service hours, investments, and lending activities so the organization stays aligned with institutional obligations.
- Perform quarterly analysis of the retail lending portfolio to help ensure lending activity meets CRA standards.
- Partner with TMCC to review fair lending monitoring results and coordinate timely follow-up that supports effective resolution.
- Compile and document critical compliance reports so management stays informed and the organization is prepared for regulatory exams.
- Support the CRA & Fair Lending Officer with monitoring, research, and special projects that expand your expertise in banking laws and regulations.