Senior CRA & Fair Lending Officer

Responsibilities

• CRA and Fair Lending Program Leadership
• Regulatory Reporting and Data Governance
• Compliance Risk Assessment and Monitoring
• Regulatory and Stakeholder Partnership
• Education, Advisory, and Community Development Support

Qualifications

• Bachelor’s degree in a related field required, or equivalent experience
• Specialized training in regulatory compliance, legal administration, risk management, or a related discipline preferred
• Minimum of five years of progressive experience in compliance, regulatory oversight, risk management, lending, or a closely related financial services function
• Demonstrated knowledge of Community Reinvestment Act (CRA), Fair Lending, Home Mortgage Disclosure Act (HMDA), banking regulations, and regulatory compliance practices
• Experience conducting regulatory research, interpreting laws and regulations, identifying risk, and developing practical business recommendations and solutions
• Strong analytical skills with the ability to collect, manage, and evaluate large volumes of data and translate findings into meaningful conclusions and action plans
• Proven ability to communicate effectively with employees, senior leadership, executive management, Boards of Directors, regulators, and external stakeholders
• Proficiency with Microsoft Office applications and specialized compliance, reporting, and analytics systems
• Ability to develop and deliver training programs and effectively communicate complex regulatory concepts to diverse audiences
• Previous experience in lending, compliance, mortgage, real estate, or related banking functions preferred
• Experience utilizing CRA and Fair Lending analytics software preferred
• Professional compliance- or banking-related certifications preferred