Community Mortgage Loan Officer

About the role

Initiate mortgage loans by effectively networking in the community and increasing the credit union’s share of the mortgage market.

Responsibilities

• Seek out and process mortgage loans.
• Establish and maintain professional business relationships with members, realtors, and building professionals.
• Spend at least half of time outside the office actively pursuing sales leads.
• Make sales calls to potential and existing members to retain current business and develop new mortgage loans.
• Conduct initial pre-qualification interviews and process preliminary documentation.
• Prepare loan application packages and advise members on the best mortgage products available for their situation.
• Perform follow-up on all files to expedite approval, informing members of necessary documentation and information needed.
• Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Exhibit Blaze’s Core Values: Better Lives, Thoughtfully Compassionate, Minnesota’s Best, and Give Back.
• Regular and predictable attendance.
• Perform other duties as assigned to support effective department operation.

Requirements

• Minimum high school degree or equivalent.
• Minimum 2-3 years similar or related financial experience.
• Required to obtain or possess a Mortgage Loan Originator (MLO) qualifier (i.e., registration number).

Skills

• Strong verbal and written communication skills.
• Computer skills including Microsoft products.
• Ability to work in a fast-paced environment and manage multiple tasks.
• Knowledge of Encompass is a plus.
• Previous sales experience is a plus.
• Ability to proactively respond to members/employees to problem solve based on guidelines; written communications are based on templates but can be modified.

Physical Requirements

• Ability to sit and stand.
• Answer calls and operate a computer.
• Interact with internal employees and members on the phone.
• Travel to designated offices.
• Lift up to 20 lbs.

Pay

$41,600 base (paid hourly) + monthly incentive plan for additional earning potential.

Benefits

• Low-cost medical (as low as $20 a paycheck).
• Dental insurance.
• Vision insurance.
• Quarterly bonuses.
• Generous vacation and sick time hours.
• Paid leave options.
• Up to 6% 401k contribution.
• Tuition reimbursement.