Community Lender
Blue Grass Federal · Paris, KY · 1 mo ago
On-siteBusiness Development$30/hrFull-time
We need to output HTML fragment with sections: h3 headings for sections present: About the role? The posting has "Position Summary" which we can treat as About the role. Duties and Responsibilities: we have bullet-like sentences. We need to use
- for any list of duties/requirements/benefits. So we need to convert duties into list items. Also requirements/qualifications/skills: we have "RequirementsQualifications and Skills:" then list. We'll make a section "Requirements" maybe combine qualifications and skills. Also "Physical Environment" maybe not a required heading; but we could include as part of Requirements? The instruction: include a section ONLY when posting has real, specific content for it. Physical Environment is specific content; we could make a section "Physical Environment". However headings list includes: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. They didn't list Physical Environment as allowed heading. But we can still use other headings? The instruction: use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It says e.g., implying those are examples but not exclusive? It says use
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). Likely they expect only those headings. So we should map content to those headings. Physical Environment could be part of Requirements or maybe omitted? But we must preserve ALL substantive information; cannot drop. Could embed physical environment details within a
under Requirements or maybe under Responsibilities? Probably better to add a section "Requirements" and include qualifications, skills, and physical environment as list items or paragraphs. However they said use
- for any list of duties/requirements/benefits. So we can list requirements as
- . Physical environment could be list items as well.
We must not repeat job title as heading. No Job ID etc. Remove boilerplate like EEO etc. So we drop the EEO paragraph.
We need to preserve all substantive info: Position Summary, duties (consumer lending, commercial lending, business development & community engagement, cross-functional collaboration), requirements (7-10 years experience, bachelor's degree preferred, proficiency in MS Office, experience with Laser Pro, Cleartouch, OnBase, CRM systems preferred), necessary competencies list (Communication, Service Orientation, Decisiveness, Leads Courageously, Prioritization, Organizational Skills), physical environment details (lift, walk, stand, etc., occasionally lift up to 25 pounds, noise level quiet to moderate, office setting five days a week, typical work hours 8:30a through 5:15p). Also mention "Other Duties as assigned." and note that duties may be amended.
We must not create Pay/Benefits/Schedule sections unless posting actually states them. It does state schedule: typical work hours 8:30a through 5:15p, five days a week. That's schedule info. So we can include a Schedule section. Benefits not mentioned. Pay not mentioned.
Thus sections: About the role (Position Summary), Responsibilities (duties), Requirements (qualifications, skills, competencies, physical environment), Schedule (work hours). Possibly also Qualifications and Skills separate? But we can combine under Requirements. The instruction says prefer a few substantive sections over many thin ones. So we can have About the role, Responsibilities, Requirements, Schedule.
Now format: Use
for each section heading. Then content: For About the role: a
with position summary. For Responsibilities: we need a
- for each duty. The duties are grouped: Consumer Lending, Commercial Lending, Business Development & Community Engagement, Cross-Functional Collaboration, Other Duties as assigned. We can make each bullet a duty; maybe sub-bullets? But we only need flat list. We'll break each sentence into list items.
Let's extract duties:
Consumer Lending:
- Originate and process residential mortgage loans, home equity lines, and personal loans.
- Guide borrowers through application, underwriting, and closing processes.
- Ensure compliance with consumer lending regulations including Regulation Z, X, B, and the SAFE Act.
- Maintain knowledge of current mortgage products, rates, and underwriting guidelines.
- Provide financial education and support to community members, especially first-time homebuyers.
Commercial Lending:
- Acquire and manage commercial banking relationships for businesses up to $30 million in revenue.
- Conduct credit analysis, site visits, and portfolio reviews.
- Structure and document commercial credit transactions to ensure profitability and manage risk.
- Monitor credit quality and take appropriate action on portfolio performance.
- Collaborate with underwriters and portfolio managers to facilitate loan decisions.
Business Development & Community Engagement:
- Build and maintain relationships with centers of influence including accountants, attorneys, and community leaders.
- Attend networking, charity, and civic events to enhance visibility and generate leads.
- Represent the bank in community functions to promote financial services and outreach.
Cross-Functional Collaboration:
- Collaborate with internal teams to promptly resolve client service issues while identifying opportunities to cross-sell bank products.
- Proactively seek and refer clients for appropriate deposit solutions to enhance overall relationship value.
- Mentor junior staff such as credit analysts or relationship officers.
- Coordinate with service providers and vendors, setting expectations and measuring performance.
- Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations.
- Other Duties as assigned.
- The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of Blue Grass Federal and FMHC.
We need to preserve all substantive info, so include those last two sentences as list items as well.
Now Requirements section: include qualifications and skills, necessary competencies, physical environment.
We can make list items for each.
Qualifications and Skills:
- 7–10 years in consumer and commercial lending is required.
- Bachelor’s degree in business administration or related field preferred.
- Proficiency in MS Office; experience with Laser Pro, Cleartouch, OnBase, and CRM systems is preferred.
Necessary competencies:
- Communication
- Service Orientation
- Decisiveness
- Leads Courageously
- Prioritization
- Organizational Skills
Physical Environment:
- While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
- The employee must occasionally lift and/or move up to 25 pounds.
- The noise level in the work environment is usually quiet to moderate.
- This position is performed in an office setting, five days a week with typical work hours being 8.30a through 5.15p.
But note schedule info also appears here; we might duplicate if we also have Schedule section. To avoid duplication, we could put schedule info in Schedule section and not repeat in Physical Environment. However the physical environment paragraph includes schedule; we could keep it there and not have separate Schedule section. But we have schedule info explicitly; we could still make a Schedule section and remove from Physical Environment. The instruction: do not create Pay/Schedule/Benefits sections unless posting actually states them. It does state schedule, so we can create Schedule section. Then we should not repeat schedule info elsewhere. So we adjust Physical Environment to exclude schedule sentence.
Thus Physical Environment list items:
- While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
- The employee must occasionally lift and/or move up to 25 pounds.
- The noise level in the work environment is usually quiet to moderate.
- This position is performed in an office setting, five days a week.
Schedule section:
- Typical work hours being 8.30a through 5.15p.
Now we need to ensure we didn't miss any substantive info: The note about "Other Duties as assigned." and the sentence about duties may be amended. Already included.
Now we need to output HTML fragment only, no or . Use
headings,
for prose,
- for lists.
We'll structure:
About the role
Position Summary: The Community Lender is responsible for originating and managing both consumer mortgage and commercial loans for individuals and businesses within the community. This role supports the bank’s mission to serve local financial needs by delivering personalized lending solutions and fostering long-term relationships.
Responsibilities
- Originate and process residential mortgage loans, home equity lines, and personal loans.
- Guide borrowers through application, underwriting, and closing processes.
- Ensure compliance with consumer lending regulations including Regulation Z, X, B, and the SAFE Act.
- Maintain knowledge of current mortgage products, rates, and underwriting guidelines.
- Provide financial education and support to community members, especially first-time homebuyers.
- Acquire and manage commercial banking relationships for businesses up to $30 million in revenue.
- Conduct credit analysis, site visits, and portfolio reviews.
- Structure and document commercial credit transactions to ensure profitability and manage risk.
- Monitor credit quality and take appropriate action on portfolio performance.
- Collaborate with underwriters and portfolio managers to facilitate loan decisions.
- Build and maintain relationships with centers of influence including accountants, attorneys, and community leaders.
- Attend networking, charity, and civic events to enhance visibility and generate leads.
- Represent the bank in community functions to promote financial services and outreach.
- Collaborate with internal teams to promptly resolve client service issues while identifying opportunities to cross-sell bank products.
- Proactively seek and refer clients for appropriate deposit solutions to enhance overall relationship value.
- Mentor junior staff such as credit analysts or relationship officers.
- Coordinate with service providers and vendors, setting expectations and measuring performance.
- Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations.
- Other Duties as assigned.
- The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of Blue Grass Federal and FMHC.
Requirements
- 7–10 years in consumer and commercial lending is required.
- Bachelor’s degree in business administration or related field preferred.
- Proficiency in MS Office; experience with Laser Pro, Cleartouch, OnBase, and CRM systems is preferred.
- Communication
- Service Orientation
- Decisiveness
- Leads Courageously
- Prioritization
- Organizational Skills
- While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
- The employee must occasionally lift and/or move up to 25 pounds.
- The noise level in the work environment is usually quiet to moderate.
- This position is performed in an office
- for lists.
We'll structure:
- for each duty. The duties are grouped: Consumer Lending, Commercial Lending, Business Development & Community Engagement, Cross-Functional Collaboration, Other Duties as assigned. We can make each bullet a duty; maybe sub-bullets? But we only need flat list. We'll break each sentence into list items.
Let's extract duties:
Consumer Lending:
- Originate and process residential mortgage loans, home equity lines, and personal loans.
- Guide borrowers through application, underwriting, and closing processes.
- Ensure compliance with consumer lending regulations including Regulation Z, X, B, and the SAFE Act.
- Maintain knowledge of current mortgage products, rates, and underwriting guidelines.
- Provide financial education and support to community members, especially first-time homebuyers.
Commercial Lending:
- Acquire and manage commercial banking relationships for businesses up to $30 million in revenue.
- Conduct credit analysis, site visits, and portfolio reviews.
- Structure and document commercial credit transactions to ensure profitability and manage risk.
- Monitor credit quality and take appropriate action on portfolio performance.
- Collaborate with underwriters and portfolio managers to facilitate loan decisions.
Business Development & Community Engagement:
- Build and maintain relationships with centers of influence including accountants, attorneys, and community leaders.
- Attend networking, charity, and civic events to enhance visibility and generate leads.
- Represent the bank in community functions to promote financial services and outreach.
Cross-Functional Collaboration:
- Collaborate with internal teams to promptly resolve client service issues while identifying opportunities to cross-sell bank products.
- Proactively seek and refer clients for appropriate deposit solutions to enhance overall relationship value.
- Mentor junior staff such as credit analysts or relationship officers.
- Coordinate with service providers and vendors, setting expectations and measuring performance.
- Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations.
- Other Duties as assigned.
- The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of Blue Grass Federal and FMHC.
We need to preserve all substantive info, so include those last two sentences as list items as well.
Now Requirements section: include qualifications and skills, necessary competencies, physical environment.
We can make list items for each.
Qualifications and Skills:
- 7–10 years in consumer and commercial lending is required.
- Bachelor’s degree in business administration or related field preferred.
- Proficiency in MS Office; experience with Laser Pro, Cleartouch, OnBase, and CRM systems is preferred.
Necessary competencies:
- Communication
- Service Orientation
- Decisiveness
- Leads Courageously
- Prioritization
- Organizational Skills
Physical Environment:
- While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
- The employee must occasionally lift and/or move up to 25 pounds.
- The noise level in the work environment is usually quiet to moderate.
- This position is performed in an office setting, five days a week with typical work hours being 8.30a through 5.15p.
But note schedule info also appears here; we might duplicate if we also have Schedule section. To avoid duplication, we could put schedule info in Schedule section and not repeat in Physical Environment. However the physical environment paragraph includes schedule; we could keep it there and not have separate Schedule section. But we have schedule info explicitly; we could still make a Schedule section and remove from Physical Environment. The instruction: do not create Pay/Schedule/Benefits sections unless posting actually states them. It does state schedule, so we can create Schedule section. Then we should not repeat schedule info elsewhere. So we adjust Physical Environment to exclude schedule sentence.
Thus Physical Environment list items:
- While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
- The employee must occasionally lift and/or move up to 25 pounds.
- The noise level in the work environment is usually quiet to moderate.
- This position is performed in an office setting, five days a week.
Schedule section:
- Typical work hours being 8.30a through 5.15p.
Now we need to ensure we didn't miss any substantive info: The note about "Other Duties as assigned." and the sentence about duties may be amended. Already included.
Now we need to output HTML fragment only, no or . Use
- . Physical environment could be list items as well.
We must not repeat job title as heading. No Job ID etc. Remove boilerplate like EEO etc. So we drop the EEO paragraph.
We need to preserve all substantive info: Position Summary, duties (consumer lending, commercial lending, business development & community engagement, cross-functional collaboration), requirements (7-10 years experience, bachelor's degree preferred, proficiency in MS Office, experience with Laser Pro, Cleartouch, OnBase, CRM systems preferred), necessary competencies list (Communication, Service Orientation, Decisiveness, Leads Courageously, Prioritization, Organizational Skills), physical environment details (lift, walk, stand, etc., occasionally lift up to 25 pounds, noise level quiet to moderate, office setting five days a week, typical work hours 8:30a through 5:15p). Also mention "Other Duties as assigned." and note that duties may be amended.
We must not create Pay/Benefits/Schedule sections unless posting actually states them. It does state schedule: typical work hours 8:30a through 5:15p, five days a week. That's schedule info. So we can include a Schedule section. Benefits not mentioned. Pay not mentioned.
Thus sections: About the role (Position Summary), Responsibilities (duties), Requirements (qualifications, skills, competencies, physical environment), Schedule (work hours). Possibly also Qualifications and Skills separate? But we can combine under Requirements. The instruction says prefer a few substantive sections over many thin ones. So we can have About the role, Responsibilities, Requirements, Schedule.
Now format: Use
- for any list of duties/requirements/benefits. So we can list requirements as