Community Home Lending Officer

About the role

As part of this role, you will develop new business by cultivating CRA/LMI prospects and referral contacts (realtors, builders, teammate referrals, community partners, and personal contacts).

Responsibilities

• Advise prospects and customers concerning home loan products and processes.
• Interview and take loan applications, including the analysis of financial data and delivery of loan packages.
• Maintain knowledge of available loan products, processing, underwriting, and escalation of exception procedures.
• Provide a high level of customer service.
• Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
• Participate in community affairs to increase visibility and enhance new business opportunities.

Requirements

• High school diploma or equivalent (GED).
• Two (2) plus years in mortgage lending, consumer lending, credit counseling, or homeownership counseling.

Qualifications (Preferred)

• Understanding of conventional and/or government lending guidelines.
• Understanding of residential first-time homebuyer processing, underwriting, and closing process.
• Experience presenting financial education workshops with a focus on low- and moderate-income and minority neighborhoods.

Benefits

• Medical, Dental, and Vision Insurance
• 401k
• Health Savings and Flexible Spending Accounts
• Vacation/Sick Time
• Paid Holidays
• Paid Parental Leave
• Tuition Reimbursement

Base pay plus bonuses.

About Us

First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses, and other organizations. Our vision is to enhance the financial wellness of the diverse communities we serve. Our mission is to be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds and believe in the power of inclusion and belonging.