Community Development Mortgage Loan Officer

Responsibilities

• Originate mortgage loans to achieve production goals.
• Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors and other referral sources.
• Convert leads into applications, present personalized mortgage solutions, produce required disclosure and collect documents needed to satisfy loan conditions.
• Manage pipeline from origination through closing and complete required management reports.
• Consult with internal partners to ensure superior customer service delivery.
• Utilize ONB reference tools and resources to provide accurate and up-to-date loan information to customers and business partners.
• Promote home ownership focusing on properties located in majority-minority census tracts.
• Cook up and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants.
• Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities.

Qualifications

• 3-5 years of experience in the area of community and diversity mortgage loan origination.
• Working knowledge of FHA, conventional and governmental lending guidelines; federal lending regulations; CRA, Multicultural and HUD income guidelines.
• Must have competent computer skills.
• Must have strong verbal and written communication skills.
• Must have competent skills in organizational and time management along with the ability to multi-task.
• Licenses/Certifications: must be eligible to register with the National Mortgage Licensing System and Registry (NMLS).

Benefits

Final salary will be determined based on factors such as location, experience, skills and qualifications. Includes competitive compensation with a salary and incentive program, medical, dental, and vision insurance, 401K, continuing education opportunities and an employee assistance program. Also includes a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization.