Community Banking Intern Program (Summer 2027)

About the Role

The FNB Bastrop Community Banking Intern Program offers college students and recent graduates a comprehensive, hands-on experience in the core functions and mission of a community bank. This immersive program is designed to provide participants with a broad understanding of how a community bank operates, supports customers and businesses, and contributes to the economic growth and stability of its community.

Program Structure

Throughout the program, interns will gain exposure to key departments and functions. Each experience is guided by professional bankers who provide practical training, project assignments, and role-specific knowledge.

Experiential Learning

• Retail Banking: Learn the fundamentals of customer service, account management, deposits, and daily branch operations. Observe and gain firsthand experience building relationships with customers and supporting their banking needs.
• Lending: Explore the lending process from application to closing. Work alongside commercial and consumer lenders to understand loan origination, underwriting, and relationship management.
• Credit Analysis: Develop analytical skills by reviewing financial statements and credit underwriting presentations alongside experienced credit professionals.
• Finance & Accounting: Assist in financial reporting, budgeting, and other projects to understand how a community bank maintains financial health and achieves financial performance.
• Risk Management: Learn how banks identify, assess, and mitigate risks related to operations, compliance, marketing, and other factors.
• Fraud Prevention & Security: Gain insight into the controls and systems used to protect customers and the Bank from fraud, cybersecurity threats, and other financial crimes.
• Wealth Management: Learn how professional financial planners serve customers to meet a variety of long-term financial goals and needs.
• Professional Development: Participate in workshops, social networking events, governmental and municipal council meetings, field trips, financial literacy, and community outreach activities. The program also includes a capstone project on mergers and acquisitions, with weekly challenges and presentations to the executive team and board of directors.

Program Goals

• Understand the mission, purpose, culture, and critical role of a community bank.
• Understand the organizational structure and interconnected functions of a community bank.
• Build practical skills applicable in banking, such as analysis of balance sheets, income statements, peer comparisons, budgets, credit memorandum presentations, and other financial analysis.
• Develop professional and mentorship relationships with banking professionals.
• Gain insight into potential career paths within the community banking industry.

Requirements

• Demonstrated commitment and interest in serving one’s community.
• Strong finance and accounting skills.
• Demonstrated leadership through extracurricular activities or internship/work experience.
• Strong oral and written communication skills, and interpersonal skills.
• Basic proficiency using Microsoft Office applications (Word, Excel) and other database systems.

Qualifications

• Identified as a Senior for Fall 2027 or recent graduate.
• Pursuing a bachelor’s degree in Finance, Accounting, Economics, Business, or related discipline.

Pay

Pay Rate: $20 per hour

Schedule

Full Time, Temporary
Program runs from June 15 - July 30, 2027

Location: First National Bank of Bastrop Headquarters, Bastrop, TX (On-site)