Commercial Underwriting Portfolio Manager - Houston, TX (In Office)

Responsibilities

• Prepare credit presentations for new and renewal loan requests.
• Analyze and spread financial statements.
• Address industry risks, collateral requirements, loan structuring and pricing.
• Perform credit analysis and monitor credit performance.
• Manage covenants, credit risk grades, past dues, documentation and collateral exceptions.
• Maintain financial performance updates, portfolio profitability, and various reports.
• Serve as a secondary point of contact for client relationships.
• Expand, build, and maintain client relationships, providing high-level customer service.
• Perform other duties as required.

Qualifications

• Typically requires a bachelor’s degree in Business, Finance or a related field and 4+ years’ experience with commercial or corporate loans, spreading financial statements, or other directly related experience.
• An equivalent combination of education and experience may meet qualifications.
• Local candidates strongly preferred.
• Knowledge of commercial C&I or corporate loans, credit and/or related lending processes and procedures is required.
• Knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc.
• Good oral and written communication skills internally and externally to assist with creating loan presentations and seeking approval of loan requests.
• Analytical skills needed for lease approvals, credit analysis and underwriting.
• Good organizational and problem resolution skills.
• PC skills required.
• Other duties as assigned.

Benefits

• Medical, Dental and Vision Insurance - Start Day One!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA) and Flexible Spending (FSA) accounts
• Paid Training, Paid Time Off (PTO) and Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing
• Competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products