Portfolio Manager (Commercial Lending) – Northwest Crossing/Houston, TX

Responsibilities

• Manage and service a portfolio of loan relationships.
• Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, conduct credit analysis, monitor credit performance, and prepare loan presentations.
• Report on loan activities related to past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Maintain existing client relationships and assist Relationship Managers with credit requests.
• Expand, build, and maintain client relationships, provide high-level customer service, and cross-sell other bank products.

Qualifications

• Typically requires a bachelor’s degree in General Business, Finance, Accounting, Commercial Banking or equivalent/relevant program and 2+ years’ directly related experience preferred.
• A combination of education and experience may meet qualifications.
• Limited use and/or application of basic principles, theories, and concepts.
• Basic knowledge of credit analysis; spreading and analyzing financial statements; credit scoring; loan documentation.
• Experience with bank loan and deposit systems.

Benefits

• Medical, Dental, and Vision Insurance - Start Day One!
• Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance
• Health Savings (HSA) and Flexible Spending (FSA) accounts, and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, and competitive compensation based on work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Preferred access to employee ambassador programs
• Access to a wide range of banking products