Commercial Senior Portfolio Manager
About the role
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
Responsibilities
- Manage a portfolio of accounts
- Review and recommend credit decisions
- Participate in business development calls
- Assess prospective client's viability for credit
- Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
- Generate commitment letters
- Provide business partners credit lending policy interpretation
- Perform final risk rating analysis
- Capture and document credit decisions, conditions, and modifications
- Collaborate with the Credit Analyst for portfolio management duties
- Establish and maintain Investor Group on lender Portal
- Perform Monitoring actions
- Conduct periodic deal reviews
- Execute decisions to renew or modify deals
- Communicate directly with clients regarding credit events and actions as needed
- Work independently to pitch the most complex deal structures
- Focus on continuous learning to keep up with market dynamics
- Subject-matter expert, mentor to more junior PMs and Credit Analysts
- Leverage expertise to provide partners insights into the Bank's different lines of business and the related economics
Requirements
- Bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting)
- At least 8 years credit analysis and/or loan review experience in Commercial Banking
- Highly proficient analytical skills, critical thinking and communication skills
- Professional presence (client-facing)
- Experience managing an advanced commercial client portfolio with a great deal of complexity
- Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
- Expertise in financial and risk analysis, including financial modeling
- Demonstrated expertise in using effective problem solving
- Proficient with technology and ability to learn new applications
- Normal office environment with little exposure to dust, noise, temperature and the like
- Some travel required
Qualifications
- Minimum of 8 years of relevant work experience
- Strong analytical and problem-solving skills
- Excellent communication and interpersonal skills
- Ability to work independently and manage multiple tasks
- Knowledge of commercial banking and loan review processes
Skills
- Financial modeling
- Deal structuring
- Risk assessment
- Client relationship management
- Collaboration and teamwork
- Continuous learning and adaptation to market changes
Benefits
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. Learn more on our careers page: Fifth Third Careers Page.
Pay
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Schedule
Normal office environment with little exposure to dust, noise, temperature and the like. Some travel required.
Contact Information
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.