Senior Commercial Portfolio Manager

About the role

The Senior Commercial Portfolio Manager (CRE) is responsible for managing existing commercial bank relationships, including the sale and underwriting of credit and non-credit products.

Responsibilities

• Proactively manages existing commercial relationships, including new business opportunities, credit renewals, accurate risk ratings, covenant monitoring, and reporting.
• Actively involved in educating the Bank’s products and services, investigating and following up on significant changes in customer status, focusing on quality customer maintenance, and resolving customer concerns or problems.
• Negotiates terms under which credit will be extended, including costs, repayment methods, schedules, and collateral requirements.
• Develops a deep understanding of non-credit products and leads engagements with clients and prospects to uncover opportunities and appropriate solutions.
• Maintains compliance with regulatory requirements, prepares reports, and adheres to security and compliance procedures.
• Works with Credit Administration and the Sr. Loan Committee to complete loan presentations and special projects.
• Serves as a contact for non-borrowing and borrowing clients for matters relating to other Bank services.
• Counsels and assists in the training and development of Banking Officers, Loan Coordinators, and Credit Analysts.
• Completes special projects assigned by manager.

Requirements

• Bachelor's Degree or approved equivalent combination of education and experience in commercial financial analysis, homebuilder finance, or commercial lending.
• Minimum of 5 years of experience in commercial credit analysis and full project underwriting, or related areas.
• Experience in utilizing nCino Commercial Loan Origination System.
• Proficient in Microsoft Office suite (Word, Excel, PowerPoint).
• Strong typing and math skills.
• Effective verbal, written, and interpersonal communication skills.
• Excellent organizational and time management skills.

Qualifications

• Ability to analyze and interpret general business periodicals, professional journals, and technical procedures.
• Ability to effectively present information and respond to questions from diverse groups.
• Strong experience, knowledge, and training in fully underwriting complex and sophisticated commercial real estate projects.
• Understanding of homebuilder finance construction projects.
• Corporate and personal financial statement/tax return analysis experience.

Skills

• Ability to deal with multiple facets and variables in non-standardized situations.
• Strong math skills.
• Effective verbal, written, and interpersonal communication skills.
• Excellent organizational and time management skills.

Benefits

• Paid time off for vacation, sick days and holidays.
• Health insurance.
• Stock options.
• Bonus programs.
• 401(k) plan.
• Paid Parental Leave.
• Life and AD&D insurance.
• Long-term disability.
• Tuition Reimbursement.
• Employee assistance programs.
• Pre-tax health and dependent-care spending plans.

Pay

$100,000.00/Yr. - $165,000.00/Yr.

Schedule

Full-time