Senior Commercial Portfolio Manager

About the role

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

Responsibilities

• Manage a portfolio of accounts
• Review and recommend credit decisions
• Participate in business development calls
• Assess prospective client's viability for credit
• Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
• Generate commitment letters
• Perform final risk rating analysis
• Capture and document credit decisions, conditions, and modifications
• Collaborate with the Credit Analyst for portfolio management duties
• Establish and maintain Investor Group on lender Portal
• Perform Monitoring actions
• Conduct periodic deal reviews
• Execute decisions to renew or modify deals
• Communicate directly with clients regarding credit events and actions as needed
• Pitch the most complex deal structures
• Focus on continuous learning to stay updated with market dynamics
• Subject-matter expert, mentor to more junior PMs and Credit Analysts
• Leverage expertise to provide insights into the Bank's different lines of business and related economics

Requirements

• Bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting)
• At least 8 years credit analysis and/or loan review experience in Commercial Banking
• Highly proficient analytical skills, critical thinking, and communication skills
• Professional presence (client-facing)
• Experience managing an advanced commercial client portfolio with complexity
• Ability to partner with all deal stakeholders including clients, relationship managers, and credit teams
• Expertise in financial and risk analysis, including financial modeling
• Demonstrated expertise in effective problem solving
• Proficient with technology and able to learn new applications
• Normal office environment with little exposure to dust, noise, temperature and the like
• Some travel required

Qualifications

• Minimum 8 years of credit analysis and/or loan review experience in Commercial Banking
• Bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting)
• Highly proficient analytical skills, critical thinking, and communication skills
• Professional presence (client-facing)
• Experience managing an advanced commercial client portfolio with complexity
• Ability to partner with all deal stakeholders including clients, relationship managers, and credit teams
• Expertise in financial and risk analysis, including financial modeling
• Demonstrated expertise in effective problem solving
• Proficient with technology and able to learn new applications

Skills

• Financial and risk analysis
• Effective problem solving
• Technology proficiency

Benefits

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional, and social well-being. Learn more on our 53.com Careers page.

Pay

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education, and geographic location.

Schedule

Normal office environment with little exposure to dust, noise, temperature and the like. Some travel required.