Commercial Portfolio Mgr II

Location

999 Peachtree Street NE, Atlanta, GA
677 King St., 3rd Fl, Charleston, SC
101 South Tryon Street, Charlotte, NC

Duties & Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Has a highly visible role in managing the customer relationship along with the relationship manager assigned to the account.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Works directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management.
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.
• Mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analyze existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.
• Successfully interact with senior leadership, clients and prospects on a professional consultative basis.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor’s Degree
• Minimum of 3+ years of relevant experience in Commercial Banking.

Preferred Qualifications

• Formal credit training.
• Proven and in-depth knowledge of credit products, risk assessment and debt structuring.