Commercial Portfolio Manager (Bank)/Req #1172

About the role

The Commercial Portfolio Manager supports the Bank's Commercial Bankers by completing activities to help monitor the existing loan portfolio, analyze new lending opportunities and close loans in accordance with established lending objectives, policies and procedures. This position shall work closely with the Commercial Bankers to provide a high level of support and analysis of commercial credit relationships.

Responsibilities

• Monitor commercial loan portfolios consistent with the loan policy, identify and report exceptions, and ensure that credit requests are presented to the proper lending authority.
• Work closely with commercial bankers, credit department, loan servicing, administrative staff and customers in handling customer requests, maturities and renewals, management of delinquent relationships and servicing of customer relationships.
• Works closely with Credit Department to submit requests for appraisal and environmental reports; new loan requests; annual review requests, etc.
• Analyze new requests with Commercial Bankers.
• Provide primary portfolio support for Commercial Bankers and administrative staff in review of documents for loan closings and attend loan closings as needed.
• Aid the Commercial Bankers and CLA team with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and document deficiency resolutions.
• Work with Commercial Bankers and CLA team to ensure proper credit and collateral file documentation including timely collection and analysis of financial statements.
• Participate in community involvement to promote bank products and services i.e.: Rotary, Kiwanis or other Civic groups.

Requirements

• Bachelor’s degree in finance, business of related field and or equivalent experience in education or related field.
• Minimum of five years’ experience in the financial field.
• Experience in credit analysis, preferably in a commercial loan environment.
• Knowledge of commercial lending policies and procedures.
• Good communication and sales skills.
• Strong organizational skills and the ability to work independently.
• Excellent problem-solving skills.

Qualifications

Maintain a current professional license or certification relevant to the position if required by law.

Skills

Proficiency in Microsoft Office Suite, especially Excel and Word.

Benefits

Commensurate with experience.

Pay

Yearly Salary: 66820-118220

Schedule

N/A