Commercial Loan Doc Specialist

Responsibilities

• Complete a thorough pre-closing review of entity organizational documents and collateral information, including UCCs, title searches and/or title commitments, appraisals, environmental due diligence, and flood determinations.
• Utilize Loan Guidelines and commercial procedures to ensure documents are prepared in accordance with approval documents.
• Communicate effectively with other members of the Loan Fulfillment team, Relationship Managers, CB S's, Credit Underwriters, in-house legal counsel, and Loan Servicing to resolve any issues or answer questions prior to releasing the closing package.
• Prepare loan documents utilizing special loan software to produce accurate and complete loan documents.
• Prepares template documents outside of loan software (i.e., Rate Modifications & Due Date Changes).
• Manage workflow to ensure adherence to service level expectations.
• Serve as a resource to complete second reviews or document preparation for pre-closing specialists during high volumes.
• Exhibit flexibility in response to the changing banking environment.
• Aid in training new team members, creating and updating processes and procedures for the department.
• Work effectively in a fast-paced environment.
• Provide options and solutions when issues arise.
• Track upcoming letter of credit expiration dates.

Key Competencies for Position

• Develops Talent – Strengthen your abilities for today and beyond. You own your own development and your career. Actively assesses self-feedback to enhance knowledge, skills and behaviors. Leverages own strengths and those of team members to meet individual and team goals supporting both internal and external client needs. Continuously develops self for current and future roles. Consistently seeks others' opinions and ideas and listen actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
• Takes Decisions & Solves Problems – Seeks deeper understanding and takes action. Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. Collaborates and seeks to understand the root causes of problems. Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
• Delights Clients – Continuously seeks and applies knowledge leading to a best-in-class client experience. Passionately serves internal/external clients with excellence. Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally. Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team.

Qualifications And Education Requirements

• Associate or bachelor’s degree preferred but not required.
• Minimum five years of experience working with commercial lending documentation.
• High level of knowledge of loan documents, Bank loan policy and Commercial Guidelines & Procedures.
• Highly organized with a strong attention to detail.
• Strong analytical and problem resolution skills.
• Excellent verbal and written communication skills.
• (For Manager) Experience with or aptitude for managing a team of associates in a high intensity environment with service level expectations.