Commercial Loan Collateral Specialist

Sunflower Bank, N.A. is a full‑service financial institution founded in 1892, dedicated to serving communities and supporting its team members. The bank offers a range of relationship‑focused services for personal, business, and wealth‑management financial objectives.

Responsibilities

• Image, commit and verify documents in a timely and efficient manner.
• Maintain a working knowledge of compliance requirements to accurately review documents and create and verify documentation exceptions.
• Maintain file inventory lists for existing loans, files moved to transfer, and paid‑out charge‑offs.
• Process commercial denials.
• Prepare, review, and file collateral documents to complete titled‑vehicle perfection.
• Ensure timely and accurate lien perfection in accordance with state and federal requirements.
• Coordinate with appropriate county, state, or third‑party agencies to complete necessary perfection.
• Monitor recording confirmations and follow up on rejected filings.
• Maintain collateral tracking systems and electronic lien filing systems.
• Verify receipt of recorded documents and original titles.
• Monitor department inboxes and process requests as needed.
• Ensure loans adhere to compliance and audit standards and expectations.
• Maintain Service Level Agreements in a high‑volume, high‑stress environment.
• Act as backup and support to other positions within the post‑closing area of loan operations.
• Complete special projects as required.
• Perform the job in accordance with applicable industry laws, regulations, and company policies and procedures.

Requirements

• Minimum 3 years of commercial real‑estate experience and/or documentation experience.
• Attorney‑prepared documentation experience preferred.
• Collateral lien perfection experience required.
• Technical training in computer systems, banking applications, and loan documentation preferred.
• Exceptional detail, time‑management, and organizational skills.
• Proficiency with Microsoft Word and Excel.
• Excellent oral and written communication skills.
• Ability to work independently and accomplish goals within established time frames.
• Flexibility to work varied hours as needed.

Benefits

• 401(k) plan with 6% match
• Health, dental, and vision insurance
• Company‑paid life insurance
• Tuition reimbursement
• Fitness reimbursement
• Paid time off
• Volunteer leave
• Paid holidays
• Additional associate perks and incentives

Working Conditions

• Ability to perform essential job functions with or without reasonable accommodation.
• Extended periods of sitting or standing, using hands to operate computers or other equipment, and reaching for work‑related tasks.
• Regular walking; occasional bending, stooping, kneeling, or climbing.
• Lifting or moving items weighing up to 10 pounds.
• Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.