Commercial Loan Collateral Specialist

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates.

About the role

The Commercial Loan Collateral Specialist is responsible for reviewing account documentation, imaging, committing and verifying documents on imaging software, and aiding others in retrieving that information.

Responsibilities

• Image, commit, and verify documents in a timely and efficient manner.
• Maintain working knowledge of proper document retention based on company and regulatory policies.
• Maintain file inventory lists for existing loans, files moved to transfer, and paid out charge-offs.
• Process Commercial Denials.
• Prepare, review, and file collateral documents to complete titled vehicle perfection.
• Ensure timely and accurate lien perfection in accordance with state and federal requirements.
• Coordinate with appropriate county, state, or third-party agencies to complete necessary perfection.
• Monitor recording confirmations and follow up on rejected filings.
• Maintain collateral tracking systems and electronic lien filing systems.
• Verify receipt of recorded documents and original titles.
• Monitor department inboxes and process requests as needed.
• Ensure loan adheres to Compliance and Audit standards and expectations.
• Maintain Service Level Agreements in a high-volume, high-stress environment.
• Act as back-up and support to other positions within the Post-Closing area of Loan Operations.
• Complete special projects as required.

Requirements

• Minimum 3 years of Commercial real estate experience and/or documentation experience.
• Attorney Prepared documentation experience preferred.
• Collateral Lien Perfection Experience required.
• Technical training in computer systems, banking applications, and loan documentation preferred.
• Exceptional detail, time management, and organizational skills.
• Word and Excel experience.
• Excellent oral and written communication skills.
• Ability to work independently and accomplish goals in established time frame.
• Ability to work flexible hours.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Benefits

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more associate perks & incentives