Commercial Loan Assistant

Responsibilities

• Provides administrative and operational support to the loan and retail areas of the bank.
• Delivers customer service at the highest levels to both internal and external customers, which includes performing research and resolving account/customer issues.
• Works closely with commercial bankers and provides telephone and in-person service to commercial banking customers with large and complex accounts.

Requirements

• Works closely with commercial lenders to assist with loans by obtaining financial data including drafting letters and agreements, clearing exceptions, and obtaining collateral documentation.
• Obtains credit information prior to submitting a credit package and ensures the file is complete.
• Collaborates with attorneys, title companies, and insurance agents to gather all required documentation.
• Ensures all loan packages have been approved by the appropriate level of authority.
• Prepares loan documentation for conventional commercial loans including loan documentation in LaserPro, post-closing agreements, hypothecation agreements and UCC filings.
• Orders appraisal bid requests and environmental reports as needed.
• Processes general ledger entries, issuance of cashier’s checks (loan proceeds), and preparation of outgoing wires as needed.
• Clears collateral and insurance exceptions.
• Oversees the loan documentation relating to the opening, servicing and closing of all loans.
• Collaborates and reviews attorney prepared loan documentation.
• Supports one or more commercial bankers with large and complex loan portfolios by managing relationships, processing transactions, renewing loans, resolving account/customer issues, and providing additional administrative support.
• Aids Commercial Bankers in managing the deposit relationship and related services, i.e. wires, account setup, approvals, signatures, etc.
• Performs duties as assigned within administrative, operational and sales functions.

Qualifications

• High school diploma or equivalent.
• 6+ months of previous customer service experience in the banking industry.
• 1-2 years of experience in commercial loans.
• Experience with LaserPro preferred.
• General knowledge of loan documentation and financial statement requirements for loans.
• General knowledge of treasury services, merchant services, card services, asset-based lending functions, and securities, etc.
• Ability to balance administrative functions and meet service expectations.
• Strong analytical and problem-solving skills.
• Excellent communication skills, both verbally and in writing.
• Excellent organizational skills.
• Detail-oriented.
• Manage multiple priorities under time constraints.

Skills

• Customer Service
• Loan Documentation
• Financial Analysis
• Collaboration
• Problem Solving
• Communication
• Organizational Skills

Benefits

BayFirst National Bank is committed to providing career development opportunities, competitive compensation, and generous benefits to our entire workforce. The company encourages open communication in an environment of mutual respect, where hard work is rewarded, and a professional but informal atmosphere is valued within the workplace.

Pay

The pay for this position is commensurate with experience.

Schedule

This is a hybrid role based in St. Petersburg, Florida.