Commercial Loan Analyst
About the role
The Loan Analyst supports Pioneer Bank's commercial lending activities by analyzing financial information, assessing credit risk, evaluating collateral, reviewing loan structure and policy compliance, and preparing clear and accurate presentations of borrower risk for lending decisions. This position assists the Officer Loan Committee, Executive Management, and the Board of Directors by providing objective, fact-based financial analysis and risk assessments that support safe and sound lending practices. The Loan Analyst serves as an important first line of defense by independently evaluating borrower and guarantor financial performance, identifying trends and potential concerns, and helping ensure loan recommendations are presented accurately and without bias.
Pioneer Bank Commitment
At Pioneer Bank, service begins with accuracy, accountability, stewardship, integrity, and execution. The Loan Analyst plays a critical role in supporting sound lending decisions, accurate credit analysis, prudent risk management, and Pioneer Bank's mission to make a positive difference in the lives of those who work, bank, and invest with Pioneer. Our vision is to be THE STANDARD by which all other community banks measure themselves. Our mission is to make a positive difference in the lives of those who work, bank and invest at Pioneer.
Requirements
- Bachelor's Degree preferred in the area of accounting, finance, business administration, economics or related field
- Able to handle the technology and banking software utilized by the bank
- Willing to work traditional hours; however, business development and volunteer opportunities may require some evening and weekend events