Commercial Lines Field Underwriter Senior (Hybrid- Webster or Boston)
Mapfre · Webster, MA · 2 mo ago
$78k–$120k/yrFull-time
Location Requirement
To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents; remote hires outside the designated territory cannot be accommodated.
What You'll Do
- Drive profitable growth across your assigned territory by achieving underwriting and production goals across all Commercial Lines business
- Evaluate and underwrite new business submissions by analyzing risk, determining next steps, and efficiently moving accounts to quote or decline
- Set pricing and recommend coverages, identifying competitive advantages and account rounding opportunities
- Apply underwriting authority and guidelines, exercising sound judgment and managing exceptions appropriately
- Analyze agency portfolios to identify trends, risks, and growth opportunities; build and execute strategies that improve profitability and portfolio quality
- Build and strengthen agency relationships by serving as a primary contact for assigned agents and delivering exceptional service
- Communicate underwriting appetite and decisions clearly, improving engagement, trust, and hit ratios
- Partner with agents and Business Development Representatives to uncover opportunities and support strategic growth
- Develop and execute agency visitation plans to deepen relationships and drive results
- Research, document, and resolve complex underwriting issues, providing clear, actionable solutions and technical expertise
- Monitor industry and market trends, including competitor products and rate activity, to inform underwriting decisions and positioning
- Serve as a technical resource with deep knowledge of products, pricing, guidelines, and underwriting philosophy
- Collaborate across teams to support production, service, and quality goals
- Mentor and support less experienced underwriters, including reviewing referrals and providing constructive feedback
- Participate in cross-functional initiatives, committees, and specialized areas (e.g., reinsurance, filings, hearings)
- Adapt underwriting depth and responsiveness based on account size, complexity, and opportunity
- Travel required as needed to support agency relationships
What You'll Bring
- Bachelor's degree or equivalent professional experience
- 4–6 years of Commercial Lines underwriting experience (or 6–8 years with an Associate degree or equivalent)
- Strong understanding of insurance industry practices, underwriting principles, and risk evaluation across complex accounts
- Demonstrated ability to make decisions within broad authority, using sound business judgment and analytical thinking
- Proven success in managing agency relationships, negotiating effectively, and delivering high-quality service
- Ability to work independently while contributing to team success and taking a leadership role on projects or initiatives
- Advanced problem-solving and analytical skills, with the ability to develop practical, innovative solutions
- Strong communication, organization, and time management skills, with an ability to prioritize and adapt
- Experience mentoring or guiding others and acting as a technical resource
- Professional designations (AU) and progress toward CPCU or CIC preferred
Salary Range
$78,000 – $120,000
Benefits
- Paid Time Off (PTO): A flexible PTO program that combines vacation, personal, volunteer and sick time into one convenient bank of paid time off
- 401(k) & Profit Sharing: Eligible employees may participate in Mapfre's 401(k) plan that includes company matching contributions up to certain amounts under the terms of the plan
- Medical, Dental and Vision Coverage: Choice of comprehensive medical, dental and vision insurance coverage under group plans offered by the company
- Other Benefits Include: STD, LTD, Life Insurance, FSA, HSA and various wellness programs