Commercial Line Underwriter - HYBRID

Location: 1440 Kapiolani Blvd. Ste 950, Honolulu, HI 96814

Salary: $50,000 - $100,000/year | Full-time | Hybrid after 90 days – 3 days in office/2 days remote

About the role

DB Insurance is seeking a Commercial Line Underwriter to join our team. This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into commercial underwriting. Exposure to Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers’ Compensation is a plus. Applicants must currently reside in Hawaii to be considered for this position.

Responsibilities

• Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
• Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
• Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
• Effectively manage agency relationships to drive growth and profitability
• Work closely with other team members and management to achieve monthly and annual branch goals
• Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
• Build and maintain strong agency relationships to foster growth and support business development efforts
• Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
• Review data accuracy and prepare monthly closing reports for each product line

Requirements

• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
• Strong analytical and decision-making skills, with a solid understanding of underwriting principles
• Excellent communication skills, with the ability to work collaboratively with agents and internal teams
• Ability to collaborate effectively with cross-functional teams to meet goals
• Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software

Preferred Qualifications

• Experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker’s Compensation
• Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting)
• Strong background and specialized experience in Worker’s Compensation

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
• Paid time off and sick leave
• 13 annual paid holidays
• 401(k) plan with up to 4% company match
• Flexible Spending Account (FSA) & Dependent Care FSA
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

Schedule

Monday – Friday, 8:00 am – 5:00 pm

About Us

At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.