Commercial Lender

The client is a community-focused financial institution committed to providing relationship-based banking and personalized financial solutions to local businesses and individuals. They take pride in local decision-making, exceptional customer service, and building long-term relationships within the communities they serve. With a collaborative culture and strong commitment to integrity, the client empowers employees to make meaningful contributions while helping businesses achieve long-term success.

About the role

This is a full-time, on-site position focused on relationship building, commercial lending, financial analysis, and delivering customized lending solutions to business clients in the Alexandria area.

Responsibilities

• Develop, manage, and grow a commercial loan portfolio.
• Build and maintain long-term relationships with commercial customers and business owners.
• Analyze financial statements, credit reports, and business performance to evaluate lending opportunities.
• Structure and recommend commercial lending solutions that meet customer needs.
• Assess credit risk and ensure sound lending decisions.
• Guide clients through the commercial lending process from application to closing.
• Monitor existing loan relationships and portfolio performance.
• Represent the client at community events and business networking opportunities.
• Stay informed on banking regulations, market trends, and lending practices.
• Mentor and support members of the commercial lending team.
• Promote a collaborative, customer-focused banking environment.

Requirements

• 8+ years of commercial lending and portfolio management experience.
• Strong financial analysis and credit underwriting skills.
• Experience developing and managing commercial loan portfolios.
• Excellent relationship-building and customer service skills.
• Strong understanding of commercial lending products and banking regulations.
• SBA lending experience is preferred but not required.
• Excellent communication, negotiation, and presentation skills.
• Ability to work independently while collaborating with internal teams.

Benefits

• Medical Insurance
• Dental Insurance
• Vision Insurance
• 401(k) / Profit Sharing Plan
• Paid Time Off (PTO)
• Sick Leave
• 11 Paid Holidays
• Employee Banking Discounts
• Competitive Benefits Package

Schedule

Full-Time, On-Site

Alexandria, Minnesota