Commercial Lender

About the role

Grow and manage a portfolio of complex commercial relationships.

Responsibilities

• Develop, retain, and grow commercial relationships with current and prospective business clients.
• Manage a portfolio of larger, more complex commercial loans, monitoring credit quality, risk, exceptions, documentation, and updated financials.
• Gather and analyze financial information, evaluate creditworthiness, and structure lending solutions in accordance with bank policy and regulatory requirements.
• Approve or decline requests within lending authority and coordinate analysis and approvals for new and renewed credit requests.
• Serve as a trusted advisor by matching customers with commercial, deposit, and treasury-related products and services that fit their financial needs.
• Build referral networks, identify new market opportunities, and represent New Peoples Bank through community and professional involvement.
• Partner with commercial banking leadership, credit administration, and junior lending staff to support strong portfolio performance and customer service.

Qualifications

• Bachelor’s degree in Finance or a related field, or 10+ years of banking experience focused primarily on commercial lending; or an equivalent combination of education and experience.
• Key strengths: Commercial lending knowledge, credit analysis, complex loan structuring, risk identification, regulatory compliance, strong communication, organization, and customer relationship skills.
• Additional requirements: Regular 40-hour schedule with additional time as needed, local travel, valid driver’s license, proficiency with lending software and Microsoft Office, and completion of required training.

Pay

$100,900 to $157,300

Schedule

Regular 40-hour schedule with additional time as needed

Benefits

Not specified