Commercial Lender

Duties and Responsibilities

• Develop new and maintain existing member business relationships beneficial to the credit union.
• Engage in business development activities that are intended to increase total commercial loan balances and commercial deposit accounts on an ongoing basis.
• This includes initiating outbound calls, working with branch personnel to increase referrals, meeting with prospective businesses, and calling on business in person to develop leads for commercial loans.
• Answer questions related to loan requests regarding required financial data and other business information, loan products, terms and structure, pricing and fees.
• Absorb and assist members and prospects with the commercial loan application process to ensure completeness of information.
• Follow up with applicants as needed regarding new or existing loans, conduct annual site visits, and secure other data necessary to perform sound credit analysis and/or loan review.
• Ensure the proper preparation and execution of all loan documents and filing of UCC, mortgage and other documents necessary to perfect liens.
• Ensure that sound lending procedures are followed.
• Approve or deny loans based on underwriting guidelines and credit analyst recommendations.
• Conduct loan closings or attend loan closings held at title companies or attorney’s offices.
• Maintain loan portfolio, communicating directly with borrowers as appropriate.
• Manage past due collections, workouts, and default situations of portfolio.

Benefits and Compensation

• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Liberty FCU is an Equal Opportunity Employer

Minority/Female/Disability/Protected Veteran.