Jobs · Finance · Texas

Commercial Lender

Citizens Bank · The Woodlands, TX · 2 mo ago
FinanceFull-time

Commercial Lender Duties

  • Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
  • Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
  • Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
  • Contributes to deposit growth by cross selling and promoting additional banking products.
  • Acts as the principal account and relationship manager for new and existing clients.
  • Strong customer needs assessment and problem solving skills.
  • Will attend social, civic and networking events with current and prospective clients.
  • Works well with other bank personnel to solve customer problems.
  • It is expected that the incumbent shall perform other duties as determined by management.

Qualifications

  • Bachelor's degree in banking, finance or other business related field is preferred.
  • Formal Credit Training and/or underwriting knowledge experience.
  • Minimum 5-10 years of credit associated commercial bank lending experience.
  • An equivalent combination of education and experience may meet qualifications.
  • Ability to expand loans, client relationships and cross sell bank products.
  • Familiarity with the sales, loan processing and closing processes.
  • Must have good interpersonal and communication skills and a proven track record of portfolio management.

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