Commercial Lender

Major Duties and Responsibilities

• Completes Credit Presentations and Annual Reviews for Lending Management team and Loan Committee members.
• Works closely with Branch Managers to enhance relationships with prospective business clients and Business lending principles to promote our products and services.
• Builds rapport with targeted professional groups through networking and community activities.
• Presents potential loans to the loan credit committee. Assists and completes analysis and credit memos with input and guidance from Loan Officers and Underwriting.
• Gathers documentation and monitors annual review for loans.
• Sales and service support to branch personnel. This includes visiting/meeting with members as needed to assist with opening new accounts, closing loans, gathering necessary information, etc.
• Working with underwriting and ensuring all annual reviews are completed in a timely manner.
• Understands and stays abreast of changes to BCU policies, procedures, NCUA guidelines, BSA law and regulations, and all Federal and State regulations as it relates to the Small Business Specialist role and responsibilities.
• Possesses thorough knowledge and understanding of Loan Policy and related Procedures and appropriate regulatory guidance.
• Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.