Commercial Lender

Primary Responsibilities

• Proactively source new commercial and consumer clients through networking, referrals, industry organizations, and targeted business development activities
• Provide a high level of service to clients and prospects seeking loan and/or deposit relationships by understanding clients’ needs and delivering tailored financial solutions
• Interview applicants and evaluate data to determine credit worthiness, and make informed relationship recommendations
• Structure, negotiate, and close commercial loans that align with the Bank’s credit policies and profitability goals
• Collaborate with credit analysts and other lending colleagues to ensure timely and accurate loan processing
• Monitor existing loans to ensure compliance with terms and maintain accurate, complete credit files
• Make qualified referrals to merchant card, insurance, purchase card, business banking and consumer loan partners
• Work independently at times or as a member of a team at times, with high motivation to achieve goals with minimal supervision
• Mentor junior relationship managers and lending associates as needed
• Follow industry trends, competitor activity, and local market conditions to identify opportunities and mitigate risk
• Represent the Bank in civic and community activities to increase the Bank’s presence and brand awareness in established and developing markets

Requirements

• Required Qualifications: Bachelor’s Degree
• At least 5 years of commercial loan portfolio management and related experience
• At least 2 years of Commercial Banking experience in Montgomery County, MD
• Strong experience and knowledge of financial analysis and banking credit principles
• Basic to advanced understanding of deposit and treasury management products and services

Preferred Qualifications

• Bachelor’s Degree in Business, Finance or related field
• At least 2 years of experience as a Senior Level Commercial Lender with a financial institution
• Excellent communication, interpersonal, and presentation skills with the ability to engage prospects, clients, COIs, and internal stakeholders
• Prioritize proven ability to exceed sales goals

Compensation and Benefits

Compensation for this role ranges from $150,000.00 to $190,000.00 annually, commensurate with your experience and qualifications.

Benefits at John Marshall Bank include:

• Medical
• Dental
• 401K Retirement Plan with an Employer Match
• Vision Employee Assistance Program
• Flexible Spending
• Transit Reimbursement
• Long Term Care
• Paid Time Off
• Life and Disability Coverage

John Marshall Bank is an Equal Opportunity Employer. At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.