Commercial Lender

About the Role

We are seeking an experienced Corporate Lender to join our Corporate Banking team. In this role, you will help support our communities by sourcing, building, and maintaining commercial lending relationships with businesses across the Pittsburgh Market. You will work collaboratively with internal partners including Treasury Management, Private Banking, and Commercial Real Estate to provide comprehensive banking solutions to customers, driving our mission and energizing future customer growth.

Requirements

• Bachelor’s Degree or commensurate experience required.
• Minimum of 10 years’ lending experience at the corporate middle-market level, with at least 5 years in the Pittsburgh Market.
• Verifiable production history in excess of $10 million per year.
• Driver’s License and access to a reliable vehicle is required.

Skills & Qualifications

• Experience developing, underwriting, and managing a corporate banking loan portfolio.
• Ability to analyze financial and operational strengths and weaknesses of business entities, including leverage, key risk factors, industry trends, sources of repayment, cash flow, and ability to service debt.

Responsibilities

• Establish an annual business development plan and goals with the objective of fostering Bank growth through mutually beneficial account relationships.
• Develop and maintain business relationships through a sales-oriented calling program.
• Complete and oversee completion of call reports on all business visits, outlining the purpose of the call, business needs, financial information, and future focus for the business.
• Participate in community and civic functions, either in an advisory or active capacity, representing Dollar Bank, with emphasis on maintaining and developing business relationships.
• Oversee the Pittsburgh Division’s loan portfolios for risk management considerations to maintain quality control and minimize losses.
• Assist in calculating the allowance for loan loss and lease loss reserve for the Pittsburgh Division and make recommendations to executive management for monthly allocations to the loan loss reserve.
• Keep senior management informed of any material considerations affecting the loan portfolio, loan policy, and unusual individual loan transactions of significant size, reporting findings as required monthly.
• Provide advice and guidance to Pittsburgh’s leading management regarding risk in complex or unusual loan relationships; assist in the review of lending policies to ensure regulatory requirements are met.
• Assist with collection efforts for delinquent loans, delinquent financial information, and covenant compliance.
• Serve as a risk manager by understanding, reporting, responding to, managing, and monitoring the risks encountered daily, in accordance with Dollar Bank’s risk management program.
• Ensure compliance with regulatory laws and company procedures.