Commercial Lender

Responsibilities

• Build and maintain strong relationships with business customers.
• Identify new business opportunities and develop strategic partnerships.
• Interview applicants to determine loan requirements and gather necessary information.
• Analyze financial statements and other relevant data to recommend lending solutions.
• Evaluate creditworthiness and present well-structured lending proposals.
• Develop customized loan proposals and present them to clients.
• Follow up on pending loan deals and loan renewals.
• Prepare regular sales activity reports and provide updates on portfolio performance.
• Present key metrics, successes, challenges, and recommendations during management meetings.
• Maintain and monitor loan performance to ensure appropriate risk management and financial objectives.
• Prospect for new clients and expand the credit union's market share.
• Showcase the credit union's products and services to attract and retain clients.
• Leverage industry contacts and existing relationships to enhance revenue generation.
• Engage in industry forums and networks to increase brand awareness and build relationships with key influencers.

Qualifications

• Knowledge of commercial lending industry, processes, policies, and portfolio management.
• Commercial and consumer lending regulations and compliance.
• Ability to operate a PC using Microsoft Office 365 suite including Excel, Word, PowerPoint, Outlook, and Teams.
• Experience in commercial business lending and business development or credit analyst role.
• Acceptable credit history meeting SAFE Act requirements.

Pay

Pay Range: USD $88,740.00 - USD $133,110.00 /Yr.

Benefits

• Health, Dental & Vision Benefits
• Bonus opportunity
• 401(k) with match and profit sharing
• Flexible Time Off