Commercial Credit Underwriting Portfolio Manager Team Leader

Primary Office Location

300 E. Lombard Street.
Baltimore, Maryland. 21202.

Position Overview

Responsible for managing a team of Underwriting Portfolio Managers supporting the Commercial Bank including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management performance metrics for portfolio under purview.

Primary Responsibilities

• Recruit, hire, train, and oversee team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios.
• Ensures direct reports are identifying credit risks timely, while meeting high standard of accuracy and quality.
• Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.
• Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers.
• Responsible for managing a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios.
• Maintains oversight of direct reports managing assigned portfolios within acceptable tolerances as well as any published KPIs/KRIs.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.
• Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
• Performs other related duties and projects as assigned.

Skills Required

• Excellent management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures and government regulations

Minimum Level of Education and Experience

• BA or BS
• 7 years of job related experience

Compensation

Pay Range: $113,932.00 - $189,878.00

FNB’s total rewards package may include other components such as: overtime, incentive, equity and benefits.

Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity and market conditions.

We review pay regularly to ensure competitive and equitable pay.

FNB offers a comprehensive benefits package including but not limited to, medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, including sick time, vacation time, and paid holidays, and other voluntary benefits.

EEO Statement

FNB provides all applicants and employees a discrimination and harassment free workplace.