Commercial Banking Officer

Primary Accountabilities

• Team Focused Leadership
  • Contribute to the Team by reflecting on past experiences to enhance timely, accurate and balanced credit decisions.
  • Lead credit discussions and possess good negotiation and loan structuring skills.
  • Priorarily responsible for accuracy and clarity of all documents (i.e. CAMs, correspondence, loan docs, etc.).
  • Communicate actively and effectively.
  • Priorarily responsible to the Team for driving and steering the request from origination to booking.
  • Contribute to the development of Underwriters and Associates.
  • Contribute to the Team by working well with other areas of the Bank.
• Financial Results and/or Efficiencies
  • Priorarily responsible to the Team for reaching or exceeding its financial goals.
  • Responsible to the Team for growing the portfolio.
  • Constantly seek opportunities and teach Underwriters and Associates how to seek opportunities with prompt follow through.
  • Constantly seek efficiencies for the Team.
  • Relationship Banking
    • Priorarily responsible to the Team for building trust with clients.
    • Be attentive, anticipate, over-deliver, communicate frequently and satisfy requests promptly.
    • Negotiate prudently with good judgment.
    • Priorarily responsible to the Team for constantly seeking opportunities to surprise and delight clients.
    • Contribute to the Team by being familiar with products and services offered by the Bank.
• Risk Management/Compliance
  • Contribute to the Team by being aware of potential risks in the marketplace and industry.
  • Contribute to the Team by educating and advising clients of potential risks.
  • Contribute to the Team by understanding and observing policies and procedures.
  • Priorarily responsible to the Team for minimizing ticklers, exceptions and delinquencies.
  • Priorarily responsible to the Team for identifying loan re-grades promptly.
• Personal/Professional Development
  • Contribute to the Team by participating in Bank functions and training sessions.
  • Contribute to the Team and community by participating in non-profits and other community endeavors.

Minimum Qualifications

• Education: Bachelor’s Degree in Business Administration or related field required.
• Commercial Banking Officer I Experience: 4+ years of experience in commercial lending (sales) required.
• Commercial Banking Officer II Experience: 5+ years experience in commercial lending (sales) required. 1+ years of experience as a team lead required.
• Commercial Banking Officer III Experience: 6+ years experience in commercial lending (sales) required. 2+ years of experience as a team lead required.
• Senior Commercial Banking Officer Experience: 7+ years experience in commercial lending (sales) required. 3+ years of experience as a team lead required.