Commercial Banking Officer

Essential Duties And Responsibilities

• Manage commercial loan portfolio to include proper structuring of new loans and renewals based on established lending guidelines and loan policies.
• Analyze complex credits and prepare clear, complete written and oral presentations with minimal assistance.
• Work with Loan Coordinators in the processing and documentation of new loans and renewals of existing loans.
• Act as liaison between Relationship Managers and customers on day to day activities involving various departments within the Bank.
• Cook up coordination of other client services to include Treasury Management, Card Solutions, Wealth Management and Mortgage.
• Facilitate ongoing portfolio management which may include coordinating appraisal reviews, collateral evaluations and loan review updates and other duties as necessary.
• Aid the team with the origination of potential new financing and deposit opportunities.

Qualifications

• Strong analytical and decision making skills based on a thoughtful assessment of risk and attention to detail along with good judgment of character.
• Excellent communication habits and present sound recommendations in a professional manner.
• Effective time management and organizational skills are required for daily multi-tasking.
• Superb inter-personal skills to work within a team environment while successfully developing/retaining client relationships.
• Self-motivated to work independently and take ownership and accountability.
• General knowledge of banking regulations, compliance standards, market trends and products relating to the banking industry.