Collector I

Pay

Base Pay: $19.50 per hour plus bonus potential of up to $4,800 monthly based on individual and team performance. Tiered Retention Bonus: $500 upon completion of 3 months from start date; additional $500 upon completion of 6 months. Incentive: If the department exceeds its goal, eligible agents in the bonus range receive a "kicker" ranging from $100 to $750 based on goal achievement. All agent incentive opportunities may vary monthly, are not guaranteed, and are subject to change.

Responsibilities

• Work with customers whose accounts are 31–60 days past due, using communication, problem‑solving, and persistence to find workable solutions and prevent loan losses.
• Negotiate with customers to develop payment plans that fit their individual situations.
• Meet and exceed daily and monthly goals while maintaining quality and compliance standards.
• Make outbound calls that lead to successful payments or timely arrangements to resolve delinquencies.
• Collaborate with teammates and contribute to the department’s overall success.
• Manage a high volume of calls efficiently and professionally in a fast‑paced environment.
• Use skip‑tracing tools to locate customers or collateral when needed.
• Work closely with repossession agents to secure collateral when necessary.
• Reduce delinquency within your assigned queue and contribute to department‑wide goals.
• Follow company policies and quality standards to ensure accuracy, compliance, and excellent customer experiences.

Requirements

• High school diploma or equivalent required.
• 2+ years of experience in a collections environment preferred.
• Auto collections experience and knowledge of repossession or skip tracing strongly preferred.

Skills

• Type at least 35 WPM with strong computer and data‑entry skills.
• Excellent communication and negotiation abilities with professional phone etiquette.
• Flexible schedule – willing to work overtime and weekends when needed.
• Able to multitask and stay organized in a fast‑paced environment.
• Understanding of collection laws, including the Fair Debt Collection Practices Act (FDCPA).
• Proficient in Microsoft Excel and Outlook; comfortable navigating web‑based applications.
• Team‑oriented with a positive, dependable attitude.

Benefits

• Medical, Dental, and Vision benefits
• Life Insurance and Long‑term disability plans
• Flexible Spending Account
• 401K matching
• Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
• Wellness Programs
• Metro Tap Card and Metro‑link Reimbursement (for Los Angeles, CA employees only)
• Career Path Opportunities
• Discounts on Parks, Museums, Movie Tickets, and Attractions
• Employee Loan Assistance
• Annual Flu Shot
• Paid Vacation Days
• Paid Sick days
• Paid holidays
• HGym (available in Los Angeles, CA & Dallas, TX office)
• Rental Car Discounts, Dell Member Purchase Program, UKG Wallet

Schedule

Full‑time position with flexible schedule; overtime and weekend work may be required.