Collections Specialist
OneMain Financial · Evansville, IN · 1 mo ago
AccountingFull-time
About the role
The Collector position involves contacting delinquent, charged-off customers to arrange for repayment or settlement of account balances. The primary responsibility is collecting on various loan types.
Responsibilities
- Initiate contact with customers via telephone regarding charge off accounts while arranging repayment and/or settlement of accounts in accordance with all applicable laws, policies, and procedures
- Negotiate with customers to resolve accounts
- Maintain and notate all appropriate information and documentation regarding customer and account status on computer system and provide same to others involved with collections of accounts
- Meet departmental call and QA standards
- Work in a goal-oriented environment to meet production indicators
- Maintain compliance with FDCPA (Fair Debt Collection Practices Act) and state regulations
Requirements
- Education - High School diploma or GED
- An in-depth understanding of collections and negotiation skills
- Strong negotiation skills to resolve escalated calls
- A high degree of self-management to successfully prioritize workday
- Excellent communication, persuasion and problem-solving skills
- Ability to maintain confidentiality and sensitive information
Preferred
- Collections / Call Center experience strongly preferred
- Sales experience is desirable
Location
Evansville, IN – In Office
Business Hours
Monday through Thursday 7A-7PM. Friday 7AM-5PM, and Saturdays (closed first Saturday of the month) 8AM-12PM.
Schedule Requirements
- 1 night a week until 7PM
- 1 Friday a month until 5PM
- 1 Saturday a month 8-12
- A flexible schedule thereafter
Pay
Commensurate with experience
Benefits
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)