Collateral Analyst II

Regular, full-time position on 1st shift (United States of America). Fluency in English required.

About the role

Responsible for all aspects of operational and collateral compliance for Working Capital Operations, including onboarding new clients, collateral analysis, and direct client contact. Analysis may include reviewing Borrowing Base Certificates (BBC) and supporting documentation, calculating ineligibles, and analyzing client’s inventory and receivables.

Responsibilities

• Review client borrowing base collateral and related backup, identifying customer balancing issues to ensure compliance and conformity within the portfolio.
• Accurately input data into collateral tracking/management systems with a high degree of accuracy.
• Ensure proper and consistent collateral reporting across assigned portfolio.
• Provide thoughtful analytics that factor in key collateral trends and communicate insights to appropriate stakeholders.
• Onboard and provide continuous support to clients.
• Coordinate and communicate with Structuring, Asset Management, and Client Experience Teams to ensure an efficient and smooth closing process for new loans and existing portfolio accounts.
• Collaborate with clients and Account Officers to address collateral-related inquiries, provide guidance on reporting procedures, and ensure timely submission of required information.
• Serve as a single point of contact for Account Officers and other stakeholders for communication of operations and administrative issues.
• Prepare detailed collateral review reports, including trend analysis and insights into the borrower's financial status.
• Support moderate complexity borrowing base setups across the Working Capital portfolio.
• Review loan documentation and perform audits after loan closing.

Requirements

• Bachelor’s degree in Business, Accounting, or related field, or equivalent combination of education and relevant work experience.
• 4+ years of experience in asset-based lending or a related field (preferred).
• Able to work effectively both independently and in a team environment.
• Excellent attention to detail with a proven track record of accuracy.
• Strong organizational skills with the ability to multitask and prioritize deadlines.
• Strong proficiency with Microsoft Office Suite.

Preferred Qualifications

• Experience with ABLM.NET (Stucky), Asset Reader, Monarch, and AFS Vision.
• Knowledge of asset-based lending (ABL) products.

Benefits

All regular teammates (working 20+ hours per week) are eligible for benefits, including:

• Medical, dental, and vision insurance.
• Life insurance, disability, and accidental death and dismemberment coverage.
• Tax-preferred savings accounts and a 401k plan.
• No less than 10 days of vacation (prorated based on hire date and full-time/part-time status) during the first year, plus 10 sick days and paid holidays.
• Depending on the position and division, eligibility for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.