Cml Loan Post Closing Specialist II M-F 8am-5pm

Essential Duties And Responsibilities

• Performs in-depth review of loan packages valued between $50k and $600mm, ensuring all required loan documents are received and properly executed per required credit approval.
• Reconstructs loan life-cycle, perfects all new collateral (e.g. file UCC, mortgage recordings, insurance assignments, etc), and updates collateral records.
• Identifies and inputs, updates, and deletes exceptions on the bank's exception system.
• Proactively communicates issues with Relationship Managers, Portfolio Managers, Underwriters/Writers, Branch Managers, Middle Office, External Counsel, Courthouses, and Federal and State Agencies.
• Partners with key line-of-business stakeholders to minimize risks in the commercial loan process.
• Initiates collateral and guarantor release process in conjunction with appropriate credit approval.
• Collaborates with internal departments during Credit Risk Reviews and Internal Audits regarding loan document questions, tickler monitoring, and exceptions.
• Assists Banking Center and Relationship Manager personnel with questions and information.
• Utilizes complete understanding of state laws related to commercial notes and perfection, and full understanding of executed new and renewal loan packages.
• Negotiates and collaborates with others, initiates action, adapts to change, makes difficult decisions while considering risk, and accepts challenging assignments.
• Initiates holds on various Retail and/or Brokerage accounts from intensive review of required legal language contained within loan documentation.

Supervisory Responsibilities

None.

Minimum Knowledge, Skills And Abilities Required

• Associates degree or 2+ years experience of review and/or processing of legal documents.
• 3 years experience with a focus on internally and externally prepared loan documentation, collateral perfection, or related work experience.
• Knowledge of Pre and Post Article 9 rules governing the perfection of UCC related collateral.
• Knowledge of filing requirements for unique collateral such as equine, airplane engines, assignment of contracts and assignment of membership interests.
• Knowledge of federally regulated programs such as Reg H, Flood, CIP.
• Strong time management and organizational skills evidenced in previous assignments.
• Demonstrates an understanding of applicable bank policies and procedures.
• Thorough understanding of all Business Banking and Commercial loan products.
• Thorough knowledge of Business Banking and Commercial Lending Credit Policy/Guidelines.
• Thorough knowledge of loan documentation, collateral evaluation, lien perfection, local, state and federal regulatory requirements.
• Strong knowledge of states laws related to commercial notes and collateral perfection.
• Strong knowledge of B2B, CCAS, AFS, ACBS, Loan Doc Prep System, and other banking systems preferred.
• Strong personal computer skills with demonstrated knowledge of Microsoft Excel, Word, and Outlook.
• Self-starter and works with minimal direction.
• Strong analytical, verbal and written communication skills.
• Strong negotiation skills.
• Strong interpersonal skills and team orientation.
• Ability to meet deadlines under pressure.

Pay

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.

Schedule

M-F 8am-5pm