Closer

About the role

The Mortgage Closer is responsible for preparing, reviewing, and coordinating the final closing package for mortgage loans to ensure accuracy, compliance, and timely funding.

Responsibilities

• Prepare and review closing documents to ensure accuracy and compliance with federal, state, and investor guidelines.
• Verify all loan conditions have been satisfied prior to closing.
• Cook up with title companies, attorneys, loan officers, and processors to schedule closings.
• Ensure proper disbursement of funds and balance closing disclosures (CDs).
• Review signed loan packages for completeness and accuracy prior to funding.
• Resolve discrepancies or issues that may delay closing or funding.
• Maintain compliance with company policies, regulatory requirements (TRID, RESPA, TILA, etc.), and investor guidelines.
• Provide excellent customer service by communicating clearly with borrowers, settlement agents, and internal staff.
• Track and update loan status in the system to ensure timely processing and closing.

Qualifications

• A high school diploma or equivalent is required; an associate’s or bachelor’s degree is preferred.
• A minimum of 2–3 years of mortgage closing or related mortgage banking experience is required.
• A strong knowledge of mortgage documents, compliance regulations, and loan closing procedures is essential.
• Proficiency in loan origination systems (LOS) and Microsoft Office Suite is necessary.
• Exceptional organizational skills, attention to detail, and the ability to work under tight deadlines are required.
• Strong communication and problem-solving skills are important.